5929 Cherokee Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5929 Cherokee Loop SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,184 sqft · built 1994
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$287,719 (Sep 2017)
Tax Bill	$53 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5844-00-18900`

Property Details

APN / Parcel Number

Primary APN	`5844-00-18900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,184 sqft Finished Area
1st Floor Area	1,292 sqft
2nd Floor Area	846 sqft
Upper Floors Area	892 sqft
Utility Area	120 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	15 sqft
Deck Area	224 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5929 CHEROKEE LOOP SE
City	LACEY
State	WA
Zip	98513-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 189 DOCUMENT 026/033
Legal Range	01W
Legal Township	17N
Legal Section	03
Legal Quarter	NE
Legal Subdivision	LAKEPOINTE
Legal Lot Number	189
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	3
Census Block	3005
Census Tract	11622

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 15, 2017	Warranty Deed, Transfer · FHA Mortgage GOLD FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Apr 11, 2012
Deed Document Number	4586286
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206

Mortgage

Document Number	0005082733
Date	Dec 16, 2025
Instrument	5082733

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004940822
Date	Jul 12, 2022
Instrument	4940822

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004852332
Date	May 20, 2021
Instrument	4852332

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Oct 1, 2047

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004992432
Date	Sep 28, 2023
Instrument	4992432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Sep 15, 2017
Property Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004586286
Map Reference	VOL26 PG33-37
Instrument Date	Aug 28, 2017
Instrument	4586286
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE WESTERN WA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,126.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5929 CHEROKEE LOOP SE, LACEY, WA 98513-6206

Mortgage

Document Number	0004586287
Date	Sep 15, 2017
Instrument	4586287

Lender

Name	GOLD FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0004586288
Date	Sep 15, 2017
Instrument	4586288

Lender

Name	CHEHALIS TRIBAL HOUSING AUTHORITY
Type	Non-Lending Institution
Address	95868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 14, 2022

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$53.00 (-98.89%)
2025		$535,800 (+6.69%) Land $141,900 Building $393,900	$535,800 (+6.69%) Land $141,900 Building $393,900
2023	$4,779.00
2022		$502,200 Land $81,200 Building $421,000	$502,200 Land $81,200 Building $421,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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