593 O St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 593 O St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 1973
Lot Size0.137 acres (5,952 sqft)
OwnerIndividual Name on File
Last Sale$119,000 (Apr 2012)
Tax Bill$1,967 (2026)
Deeds & MortgagesApr 2026 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN196-300-260-000

Property Details

APN / Parcel Number

Primary APN196-300-260-000
Alternative APN
  • 196-300-26

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,952 sqft (0.137 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-300-26
Street Address593 O ST
CityLATHROP
StateCA
Zip95330-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-30-1992 FROM ORIGINAL APN 195-320-08
Legal SubdivisionLATHROP VILLAGE HOMES 04
Legal Block2
Legal Lot Number162
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2023
Census Tract5129

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address593 O ST, LATHROP, CA 95330-9525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 5, 2022Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Jan 13, 2017Deed of Trust, Mortgage · Line of Credit
UNCLE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2012 · Amount on File
Deed SaleApr 4, 2012 · Amount on File
Prior SaleOct 12, 2011 · Amount on File
Deed Document Number201241023
Prior Transfer DateMay 11, 2011
Prior Transfer Doc0000058561
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateApr 1, 2026
Property Address593 O ST, LATHROP, CA 95330-9525
Document Number0000029046
Instrument DateMar 26, 2026
Instrument202629046
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanySTEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address593 O ST, LATHROP, CA 95330-9525

Mortgage

Document Number0000029046,
DateApr 1, 2026
Instrument202629046
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate5.98%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address593 O ST, LATHROP, CA 95330-9525
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address593 O ST, LATHROP, CA 95330-9525

Mortgage

Document Number0000001310
DateJan 5, 2022
Instrument2022-001310
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeVA Mortgage
AmountAmount on Record
Term243 Months
DueApr 1, 2042

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address593 O ST, LATHROP, CA 95330-9525
Document Number0000008016
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2017
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address593 O ST LATHROP CA 953309525, LATHROP, CA 95330-9525

Mortgage

Document Number0000008016
DateJan 19, 2017
Instrument8016
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 18, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,967.00 (+0.98%)
2025$1,948.00 (+1.09%) Homeowner's exemption$149,464 (+4.04%) Land $36,423 Building $113,041
2023$1,927.00 (+1.47%) Homeowner's exemption$143,661 Land $35,009 Building $108,652$386,730
2022$1,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

Nearby Properties on O St

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