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632 O St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 632 O St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 936 sqft · built 1973
Lot Size0.14 acres (6,098 sqft)
OwnerTrust Name on File
Last Sale$100,000 (Jan 2019)
Tax Bill$3,924 (2026)
Deeds & MortgagesAug 2019 Transfer
Aug 2019 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN196-300-390-000

Property Details

APN / Parcel Number

Primary APN196-300-390-000
Alternative APN
  • 196-300-39

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-300-39
Street Address632 O ST
CityLATHROP
StateCA
Zip95330-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-30-1992 FROM ORIGINAL APN 195-320-12
Legal SubdivisionLATHROP VILLAGE HOMES 04
Legal Block1
Legal Lot Number173
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1000
Census Tract5129

Owner

632 O St is held in a trust since August 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address3465 OAK SHORES DR, STOCKTON, CA 95209-3749
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2019Quit Claim Deed, Transfer
NORTH AMERICAN TITLE
Aug 6, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 14, 2019Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jan 14, 2019Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2019 · Amount on File
Deed SaleJan 14, 2019 · Amount on File
Deed Document Number20194442
Last Transfer DateAug 1, 2019
Transfer Doc0000083635
Record UpdatedOct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 6, 2019
Property Address632 O ST, LATHROP, CA 95330-9525
Document Number0000083637
Instrument DateAug 1, 2019
Instrument83637
Transaction TypeTransfer
Record UpdatedAug 16, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3465 OAK SHORES DR STOCKTON CA 952093749, STOCKTON, CA 95209-3749

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateAug 6, 2019
Property Address632 O ST, LATHROP, CA 95330-9525
Document Number0000083635
Map ReferenceVOL 20 PG 17
Instrument DateAug 1, 2019
Instrument2019-083635
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3465 OAK SHORES DR, STOCKTON, CA 95209-3749

Mortgage

Document Number0000083636
DateAug 6, 2019
Instrument2019-083636
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 14, 2019
Property Address632 O ST, LATHROP, CA 95330-9525
Document Number0000004442
Map ReferenceVOL 20 PG 17
Instrument DateJan 8, 2019
Instrument2019-004442
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyCHICAGO TITLE COMPANY STOCKT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address632 O ST, LATHROP, CA 95330-9525

Mortgage

Document Number0000004443
DateJan 14, 2019
Instrument2019-004443
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

January 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateJan 14, 2019
Property Address632 O ST, LATHROP, CA 95330-9525
Document Number0000004441
Instrument DateJan 8, 2019
Instrument4441
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 O ST LATHROP CA 953309525, LATHROP, CA 95330-9525

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,924.00 (+0.93%)
2025$3,888.00 (+5%)$317,919 (+4.04%) Land $100,395 Building $217,524
2023$3,703.00 (+1.48%)$305,576 Land $96,498 Building $209,078$367,920
2022$3,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 O St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 O St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

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