San Joaquin County property record for 546 O St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,326 sqft · built 1974 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (May 2022) |
| Tax Bill | $5,442 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-300-430-000 |
| Primary APN | 196-300-430-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,940 sqft (0.136 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Old Parcel Number | 196-300-43 |
|---|---|
| Street Address | 546 O ST |
| City | LATHROP |
| State | CA |
| Zip | 95330-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAWN DEC-30-1992 FROM ORIGINAL APN 195-320-16 |
| Legal Subdivision | LATHROP VILLAGE HOMES 04 |
| Legal Tract | 998 |
| Legal Block | 1 |
| Legal Lot Number | 169 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5129 |
546 O St is owned and occupied by an individual who bought it in May 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 546 O ST, LATHROP, CA 95330-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 202264983 |
| Prior Transfer Date | Aug 3, 2010 |
| Prior Transfer Doc | 0000101690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 20, 2022 |
| Property Address | 546 O ST, LATHROP, CA 95330-9524 |
| Document Number | 0000064984 |
| Map Reference | VOL 20 PG 17 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022-064984 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 546 O ST, LATHROP, CA 95330-9524 |
| Document Number | 0000064985 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022-064985 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2026 property tax bill for 546 O St was $5,442, down 5.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,442.00 (-5.52%) | ||
| 2025 | $5,760.00 | $485,500 Land $145,000 Building $340,500 | |
| 2023 | $5,354.00 (+216.43%) | $445,300 Land $130,000 Building $315,300 | $468,450 |
| 2022 | $1,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 546 O St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 546 O St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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