5925 Rustic Ridge Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 5925 Rustic Ridge Cir, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,071 sqft · built 2011
Lot Size0.232 acres (10,106 sqft)
OwnerCompany Name on Record
Tax Bill$2,488 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN27-2N-28-4500-00F00-0210

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00F00-0210
Alternative APN
  • N28227450000F000210

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,071 sqft Living Area
Gross Area3,823 sqft
1st Floor Area3,071 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5925 RUSTIC RIDGE CIR
CityMILTON
StateFL
Zip32570-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTS LOT 21 BLK F AS DES IN OR 3432 PG 473 & IN OR 3957 PG 1592
Legal Range28W
Legal Township2N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockF
Legal Lot Number21
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1057
Census Tract10505

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jun 2, 2020Quit Claim Deed, Transfer · VA Mortgage
LADERA LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2020
Deed SaleJun 2, 2020
Prior SaleJun 1, 2015 · Amount on Record
Deed Document Number202026156
Deed Book / Page3957 / 1592
Prior Transfer DateJan 3, 2020
Prior Transfer Doc0039571592
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5925 RUSTIC RIDGE CIR, MILTON, FL 32570-2725
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5925 RUSTIC RIDGE CIR, MILTON, FL 32570-2725

Mortgage

Document Number0041120518
DateMay 3, 2021
Book Page4112/518
Instrument202129060
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueJun 1, 2045

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJun 2, 2020
Property Address5925 RUSTIC RIDGE CIR, MILTON, FL 32570-2725
Document Number0039571592
Book / Page003957 / 001592
Instrument DateJan 3, 2020
Instrument26156
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyUNISOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5925 RUSTIC RIDGE CIR MILTON FL 325702725, MILTON, FL 32570-2725

Mortgage

Document Number39571595
DateJun 2, 2020
Book Page003957/001595
Instrument26157
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,488.00 (-2.43%)$225,693 (+2.9%)$364,008 (+6.23%) Land $29,000 Building $335,008
2024$2,550.00 (+2.86%) Homeowner's exemption Disabled Person's exemption$219,332 (+3%)$342,668 (+0.8%) Land $29,000 Building $313,668
2023$2,479.00 (+2.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$212,944 (+3%)$339,951 (+8.14%) Land $29,000 Building $310,951
2022$2,409.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$206,742$314,366 Land $26,000 Building $288,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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