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5942 Rustic Ridge Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 5942 Rustic Ridge Cir, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,819 sqft · built 2013
Lot Size0.232 acres (10,106 sqft)
Owner2 Company Names on File
Last Sale$290,000 (Apr 2022)
Tax Bill$2,559 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-2N-28-4500-00D00-0070

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00D00-0070
Alternative APN
  • N28227450000D000070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,819 sqft Living Area
Gross Area2,547 sqft
1st Floor Area1,819 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions133 ft deep x 76 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5942 RUSTIC RIDGE CIR
CityMILTON
StateFL
Zip32570-2724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTATES LOT 7 BLK D AS DES IN OR 4275 PG 1308
Legal Range28W
Legal Township2N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockD
Legal Lot Number7
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1062
Census Tract10505

Owner

5942 Rustic Ridge Cir is owned by a company that bought it in April 2022.

Source: Santa Rosa County records, as of September 28, 2026

Owner of Record2 Company Names on File
Mailing Address210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2022 · Amount on File
Deed SaleApr 25, 2022 · Amount on File
Prior SaleJan 15, 2014 · Amount on File
Deed Document Number202224869
Deed Book / Page4275 / 1308
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5942 RUSTIC RIDGE CIR, MILTON, FL 32570-2724
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CARNEY ST, MILTON, FL 32570-4123

Mortgage

Document Number0042751310
DateApr 25, 2022
Book Page4275/1310
Instrument202224870
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5942 RUSTIC RIDGE CIR, MILTON, FL 32570-2724
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 BULL CREEK DR, KYLE, TX 78640-4281

Mortgage

Document Number0040960297
DateMar 31, 2021
Book Page4096/297
Instrument202121132
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
AddressOCEAN SPRINGS, MS 39564
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5942 Rustic Ridge Cir was $2,559, down 2.5% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,559.00 (-2.48%)$236,509 (+2.9%)$243,546 (+5.96%) Land $29,000 Building $214,546
2024$2,624.00 (+0.08%) Homeowner's exemption Disabled Person's exemption Widower's exemption$229,844 (+0.78%) Land $29,000 Building $200,844$229,844 (+0.78%) Land $29,000 Building $200,844
2023$2,622.00 (-11.12%) Homeowner's exemption Disabled Person's exemption Widower's exemption$228,070 (+8.51%) Land $29,000 Building $199,070$228,070 (+8.51%) Land $29,000 Building $199,070
2022$2,950.00$210,175$210,175 Land $26,000 Building $184,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5942 Rustic Ridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5942 Rustic Ridge Cir is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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