5912 Rustic Ridge Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 5912 Rustic Ridge Cir, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 2013
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Jun 2023)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Jun 2023 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-2N-28-4500-00D00-0120`

Property Details

APN / Parcel Number

Primary APN	`27-2N-28-4500-00D00-0120`
Alternative APN	`N28227450000D000120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	2,429 sqft
1st Floor Area	1,819 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5912 RUSTIC RIDGE CIR
City	MILTON
State	FL
Zip	32570-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC RIDGE ESTATES LOT 12 BLK D AS DES OR 4117 PG 1186 & IN OR 4407 PG 2049
Legal Range	28W
Legal Township	2N
Legal Section	27
Legal Subdivision	RUSTIC RIDGE ESTATES
Legal Block	D
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1062
Census Tract	10505

Owner

Source: Santa Rosa County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 1, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	202327855
Deed Book / Page	4407 / 2049
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 22, 2023
Property Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724
Document Number	0044072049
Book / Page	4407 / 2049
Map Reference	MB 10 PG 98&99
Instrument Date	Jun 22, 2023
Instrument	202327855
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4752 HILARITA CIR, PACE, FL 32571-1168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724

Mortgage

Document Number	0040310629
Date	Nov 18, 2020
Book Page	4031/629
Instrument	202061834

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 13, 2021
Property Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724
Document Number	0041171186
Book / Page	4117 / 1186
Map Reference	MB 10 PG 98
Instrument Date	May 10, 2021
Instrument	202131813
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3707 GIBLIN DR, 3707, NORTH PORT, FL 34286-6639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724

Mortgage

Document Number	41171188
Date	May 13, 2021
Instrument	4117/1188

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2019
Property Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724
Document Number	0038552052
Book / Page	3855 / 2052
Map Reference	MB 10 PG 98
Instrument Date	Jul 26, 2019
Instrument	201933648
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8692 HWY 41 W, 8692, RICHLANDS, NC 28574-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5912 RUSTIC RIDGE CIR, MILTON, FL 32570-2724

Mortgage

Document Number	0038552054
Date	Aug 1, 2019
Instrument	3855/2054

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (-2.63%)	$234,587 (+2.9%)	$241,346 (+5.86%) Land $29,000 Building $212,346
2024	$2,740.00 (+4.42%) Homeowner's exemption	$227,976 (+4.48%) Land $29,000 Building $198,976	$227,976 (+0.77%) Land $29,000 Building $198,976
2023	$2,624.00 (+4.54%) Homeowner's exemption	$218,200 (+4.44%)	$226,245 (+8.29%) Land $29,000 Building $197,245
2022	$2,510.00 Homeowner's exemption	$208,932	$208,932 Land $26,000 Building $182,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

5912 Rustic Ridge Cir, Milton, FL 32570 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rustic Ridge Cir

Nearby Streets

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