5925 E Oyer Ln, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5925 E Oyer Ln, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,580 sqft · built 2017
Lot Size	0.332 acres (14,438 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (Aug 2018)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-48-145`

Property Details

APN / Parcel Number

Primary APN	`211-48-145`
Alternative APN	`211481455`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,580 sqft Living Area
Gross Area	3,822 sqft
1st Floor Area	3,580 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	14,438 sqft (0.332 acres)
Parking Spaces	3 Parking Spaces
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5925 E OYER LN
City	CAVE CREEK
State	AZ
Zip	85331-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	LONE MOUNTAIN MCR 996-14
Legal Range	4E
Legal Township	5N
Legal Section	16
Legal Subdivision	LONE MOUNTAIN
Legal Lot Number	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2011
Census Tract	613000

Owner

Source: Maricopa County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2021	Intrafamily Transfer, Transfer
Oct 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM HM MTG
Aug 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2018643087
Prior Transfer Date	Aug 11, 2005
Prior Transfer Doc	0001201143
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500

Mortgage

Document Number	0000985898
Date	Oct 15, 2020
Instrument	20200985898

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 23, 2021
Property Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500
Document Number	0001028913
Map Reference	MB 996 PG 14
Instrument Date	Sep 2, 2021
Instrument	20211028913
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500
Document Number	0000882970
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5925 E OYER LN CAVE CREEK AZ 853311500, CAVE CREEK, AZ 85331-1500

Mortgage

Document Number	0000882970
Date	Nov 4, 2019
Instrument	882970

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 24, 2018
Property Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500
Document Number	0000643087
Map Reference	MB 996 PG 14
Instrument Date	Jul 26, 2018
Instrument	20180643087
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1725 W GREENTREE DR # DR114, 1725, TEMPE, AZ 85284-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5925 E OYER LN, CAVE CREEK, AZ 85331-1500

Mortgage

Document Number	0000643088
Date	Aug 24, 2018
Instrument	20180643088

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,230 (+95.24%)	$1,052,300 (+4.34%) Land $210,400 Building $841,900
2025	$3,192.00 (+7.26%)	$53,898 (-49.88%)	$1,008,500 (-6.21%) Land $201,700 Building $806,800
2024		$107,530	$1,075,300 Land $215,000 Building $860,300
2023	$2,976.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Mojo Broadband Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP.

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