5534 E Oyer Ln, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5534 E Oyer Ln, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,127 sqft · built 2020
Lot Size	0.238 acres (10,400 sqft)
Owner	Company Name on Record
Last Sale	$1,225,000 (Aug 2023)
Tax Bill	$2,938 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`211-37-947`

Property Details

APN / Parcel Number

Primary APN	`211-37-947`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,127 sqft Living Area
1st Floor Area	3,127 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,400 sqft (0.238 acres)
Parking Spaces	3 Parking Spaces
Pool Area	435 sqft
Patio Area	682 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5534 E OYER LN
City	CAVE CREEK
State	AZ
Zip	85331-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-18
Legal Description	SANTOLINA MCR 1482-03
Legal Range	04E
Legal Township	05N
Legal Section	17
Legal Subdivision	SANTOLINA
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2016
Census Tract	613000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	5534 E OYER LN, CAVE CREEK, AZ 85331-2559
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA
Sep 18, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Mar 13, 2025
Deed Document Number	0000411966
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 7, 2023
Property Address	5534 E OYER LN, CAVE CREEK, AZ 85331-2559
Document Number	0000411966
Map Reference	MB 1482 PG 3
Instrument Date	Aug 4, 2023
Instrument	20230411966
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5534 E OYER LN, CAVE CREEK, AZ 85331-2559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5534 E OYER LN, CAVE CREEK, AZ 85331-2559

Mortgage

Document Number	0000411967
Date	Aug 7, 2023
Instrument	20230411967

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.34%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	11.3%
Index	Other
Margin	2
Max Rate	11.3%

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 18, 2020
Property Address	5534 E OYER LN, CAVE CREEK, AZ 85331-2559
Document Number	0000881203
Map Reference	MB 1482 PG 3
Instrument Date	Sep 18, 2020
Instrument	20200881203
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	PGP TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16767 N PERIMETER DR STE 100, 16767, SCOTTSDALE, AZ 85260-1064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5534 E OYER LN, CAVE CREEK, AZ 85331-2559

Mortgage

Document Number	0000881204
Date	Sep 18, 2020
Instrument	20200881204

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,250 (-0.5%)	$1,052,500 (-0.5%) Land $210,500 Building $842,000
2025	$2,938.00 (+7.27%)
2024		$105,780 (+17.44%)	$1,057,800 (+17.44%) Land $211,500 Building $846,300
2023	$2,739.00 (+2.85%)	$90,070 Land $18,010 Building $72,060	$900,700 Land $180,100 Building $720,600
2022	$2,663.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Mojo Broadband Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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