Maricopa County property record for 5530 E Oyer Ln, Cave Creek, AZ 85331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,898 sqft · built 2020 |
| Lot Size | 0.239 acres (10,390 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $958,990 (May 2021) |
| Tax Bill | $3,381 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 211-37-946 |
| Primary APN | 211-37-946 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,898 sqft Living Area |
| Gross Area | 4,048 sqft |
| 1st Floor Area | 3,898 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Roof Material | Concrete |
| Lot Area | 10,390 sqft (0.239 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 450 sqft |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5530 E OYER LN |
|---|---|
| City | CAVE CREEK |
| State | AZ |
| Zip | 85331-2559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANTOLINA MCR 1482-03 |
| Legal Subdivision | SANTOLINA |
| Legal Lot Number | 7 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 613000 |
Source: Maricopa County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5530 E OYER LN, CAVE CREEK, AZ 85331-2559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage AERO FEDERAL CREDIT UNION |
| May 19, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 2021557445 |
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 0000263199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 1, 2026 |
| Property Address | 5530 E OYER LN, CAVE CREEK, AZ 85331-2559 |
| Document Number | 0000263199 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026263199 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5530 E OYER LN, CAVE CREEK, AZ 85331-2559 |
| Document Number | 0000263200, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026263200 |
| Name | AERO FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 19, 2021 |
| Property Address | 5530 E OYER LN, CAVE CREEK, AZ 85331-2559 |
| Document Number | 0000557445 |
| Map Reference | MB 1482 PG 3 |
| Instrument Date | May 14, 2021 |
| Instrument | 20210557445 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2026 |
| Title Company | PGA TITLE INC, PGP TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5530 E OYER LN, CAVE CREEK, AZ 85331-2559 |
| Document Number | 0000557446 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 20210557446 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Cave Creek Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,630 (+107.81%) | $1,186,300 (+1.24%) Land $237,200 Building $949,100 | |
| 2025 | $3,381.00 (+7.27%) | $57,087 (-52.16%) | $1,171,800 (-1.8%) Land $234,300 Building $937,500 |
| 2024 | $119,330 | $1,193,300 Land $238,600 Building $954,700 | |
| 2023 | $3,152.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 71% of Arizona |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mojo Broadband Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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