5917 Cherokee Loop SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 5917 Cherokee Loop SE, Lacey, WA 98513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1995
Lot Size	0.213 acres (9,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,913 (Jan 2018)
Tax Bill	$53 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58440016900`

Property Details

APN / Parcel Number

Primary APN	`58440016900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,678 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	9,277 sqft (0.213 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	144 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5917 CHEROKEE LOOP SE
City	LACEY
State	WA
Zip	98513-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 3-6
Legal Description	SECTION 03 TOWNSHIP 17 RANGE 1W QUARTER NE NW PLAT LAKEPOINTE PRD DIV 2 LT 169 DOCUMENT 026/033
Legal Range	01
Legal Township	17
Legal Section	03
Legal Subdivision	LAKEPOINTE
Legal Block	3
Legal Lot Number	169
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	3
Census Block	3005
Census Tract	11622

Owner

Source: Thurston County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5917 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit O BEE CU
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit BEE CREDIT UNION
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 10, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	May 24, 2000 · Amount on Record
Deed Document Number	20184606232
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5917 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004928497
Date	Apr 27, 2022
Instrument	4928497

Lender

Name	O BEE CU
Type	Credit Union
Address	LACEY, WA 98509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5917 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004889864
Date	Oct 14, 2021
Instrument	4889864

Lender

Name	BEE CREDIT UNION
Address	TOKELAND, WA 98590

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5917 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG SEATTELE TRI COUTNY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004786762
Date	Sep 28, 2020
Instrument	4786762

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jan 10, 2018
Property Address	5917 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Document Number	0004606232
Map Reference	VOL26 PG33-37
Instrument Date	Jan 4, 2018
Instrument	4606232
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,574.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5917 CHEROKEE LOOP SE, LACEY, WA 98513-6206
Investor	Possibly a Property Investor

Mortgage

Document Number	0004606233
Date	Jan 10, 2018
Instrument	4606233

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$53.00 (-98.76%)
2025		$482,000 Land $148,500 Building $333,500	$482,000 Land $148,500 Building $333,500
2024	$4,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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