5924 White Oak Trce, Conroe, TX 77304 Property Records

Montgomery County property record for 5924 White Oak Trce, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,000 sqft · built 2005
Lot Size	0.372 acres (16,205 sqft)
Owner	2 Individual Names on File
Last Sale	$609,282 (Aug 2026)
Tax Bill	$8,361 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9531-00-08100`

Property Details

APN / Parcel Number

Primary APN	`9531-00-08100`
Alternative APN	`R296312`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	4,000 sqft Living Area
1st Floor Area	2,738 sqft
2nd Floor Area	1,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,205 sqft (0.372 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	925 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5924 WHITE OAK TRCE
City	CONROE
State	TX
Zip	77304-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK RANCH 01, BLOCK 4, LOT 6
Legal Subdivision	WHITE OAK RANCH 01
Legal Block	4
Legal Lot Number	6
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	693701

Owner

5924 White Oak Trce is owned and occupied by two individuals who bought it in August 2026.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5924 WHITE OAK TRCE, CONROE, TX 77304-5615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	May 13, 2024 · Amount on File
Deed Document Number	202685988
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 11, 2026
Property Address	5924 WHITE OAK TRCE, CONROE, TX 77304-5615
Document Number	0000085988
Instrument Date	Aug 11, 2026
Instrument	202685988
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MCKNIGHT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 WHITE OAK TRCE, CONROE, TX 77304-5615

Mortgage

Document Number	0000085989,
Date	Aug 11, 2026
Instrument	202685989

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	5924 WHITE OAK TRCE, CONROE, TX 77304-5615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062921
Date	Jun 24, 2020
Instrument	2020062921

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5924 White Oak Trce was $8,361, up 75.7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,000 (+1%)	$800,000 (+33.33%) Land $72,923 Building $727,077
2025	$8,361.00 (+75.73%) Homeowner's exemption Senior Citizen's exemption	$600,000 (+0.25%) Land $72,923 Building $527,077	$600,000 (-20.21%) Land $72,923 Building $527,077
2024	$4,758.00 (+0.25%) Homeowner's exemption Senior Citizen's exemption	$598,532 (+1%) Land $72,923 Building $679,084	$752,007 (+3.17%) Land $72,923 Building $679,084
2023	$4,746.00 Homeowner's exemption	$544,120 Land $72,920 Building $655,950	$728,870 Land $72,920 Building $655,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5924 White Oak Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5924 White Oak Trce is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK RANCH SECTION ONE private · serves 495 people · EPA ID TX1700670
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tachus Fiber Internet.

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