5904 White Oak Trce, Conroe, TX 77304 Property Records

Montgomery County property record for 5904 White Oak Trce, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,898 sqft · built 2013
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Sep 2023)
Tax Bill	$7,904 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9531-00-07000`

Property Details

APN / Parcel Number

Primary APN	`9531-00-07000`
Alternative APN	`R296301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,898 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	2,898 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	407 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5904 WHITE OAK TRCE
City	CONROE
State	TX
Zip	77304-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK RANCH 01, BLOCK 2, LOT 7
Legal Subdivision	WHITE OAK RANCH 01
Legal Block	2
Legal Lot Number	7
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1025
Census Tract	693701

Owner

5904 White Oak Trce is owned and occupied by two individuals who bought it in September 2023.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5904 WHITE OAK TRCE, CONROE, TX 77304-5615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage DRH MTG
Apr 30, 2018	Warranty Deed, Subdivision Related Transfer
Apr 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Jul 7, 2016 · Amount on File
Deed Document Number	202383614
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	0000083614
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 1, 2023
Property Address	5904 WHITE OAK TRCE, CONROE, TX 77304-5615
Document Number	0000083614
Map Reference	CAB Q SH 74
Instrument Date	Aug 25, 2023
Instrument	2023083614
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5904 WHITE OAK TRCE, CONROE, TX 77304-5615

Mortgage

Document Number	0000083615
Date	Sep 1, 2023
Instrument	2023083615

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	5904 WHITE OAK TRCE, CONROE, TX 77304-5615
Document Number	0000142259
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16928 RICH PINES DR CONROE TX 77302, CONROE, TX 77302

Mortgage

Document Number	0000142259
Date	Dec 8, 2020
Instrument	142259

Lender

Name	DRH MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 30, 2018
Property Address	5904 WHITE OAK TRCE, CONROE, TX 77304-5615
Document Number	0000038428
Instrument Date	Apr 27, 2018
Instrument	38428
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 OLD FARM LN LANCASTER PA 176024088, LANCASTER, PA 17602-4088

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 30, 2018
Property Address	5904 WHITE OAK TRCE, CONROE, TX 77304-5615
Document Number	0000038427
Instrument Date	Apr 27, 2018
Instrument	38427
Transaction Type	Transfer
Record Updated	May 30, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19059 CHAMPION FOREST DR SPRING TX 773798596, SPRING, TX 77379-8596

Tax Assessment & Valuation

The 2025 property tax bill for 5904 White Oak Trce was $7,904 with a homeowner's exemption, down 24.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,278 (+1%)	$636,716 (+23.46%) Land $67,500 Building $569,216
2025	$7,904.00 (-24.17%) Homeowner's exemption	$515,707 (-18.15%) Land $67,500 Building $448,207	$515,707 (-18.15%) Land $67,500 Building $448,207
2024	$10,424.00 (+36.91%)	$630,098 (+29.94%) Land $67,500 Building $562,598	$630,098 (+1.73%) Land $67,500 Building $562,598
2023	$7,614.00 (-6.01%) Homeowner's exemption	$484,920 (+1%) Land $67,500 Building $551,900	$619,400 (+0.58%) Land $67,500 Building $551,900
2022	$8,101.00 Homeowner's exemption	$440,840 Land $63,900 Building $551,900	$615,800 Land $63,900 Building $551,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5904 White Oak Trce in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5904 White Oak Trce is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK RANCH SECTION ONE private · serves 495 people · EPA ID TX1700670
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tachus Fiber Internet.

Nearby Properties on White Oak Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures