5892 White Oak Trce, Conroe, TX 77304 Property Records

Montgomery County property record for 5892 White Oak Trce, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,041 sqft · built 2006
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$718,200 (Oct 2023)
Tax Bill	$8,820 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9531-00-06700`

Property Details

APN / Parcel Number

Primary APN	`9531-00-06700`
Alternative APN	`R296298`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,041 sqft Living Area
Gross Area	3,665 sqft
1st Floor Area	3,041 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	301 sqft
Canopy	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5892 WHITE OAK TRCE
City	CONROE
State	TX
Zip	77304-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK RANCH 01, BLOCK 2, LOT 4
Legal Subdivision	WHITE OAK RANCH 01
Legal Block	2
Legal Lot Number	4
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1025
Census Tract	693701

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Apr 29, 2019	Warranty Deed, Transfer GREAT AMERICAN TITLE
Aug 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	202394681
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0000068581
Record Updated	Oct 29, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 3, 2023
Property Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613
Document Number	0000094681
Map Reference	CAB Q SH 74
Instrument Date	Sep 29, 2023
Instrument	2023094681
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	TEXAS HOMELAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613

Mortgage

Document Number	0000094682
Date	Oct 3, 2023
Instrument	2023094682

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	GLOBAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065700
Date	May 24, 2022
Instrument	2022065700

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075667
Date	Aug 6, 2018
Instrument	2018075667

Lender

Name	COMPASS BANK
Type	Bank
Address	CONROE, TX 77301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 29, 2019
Property Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613
Document Number	0000034764
Instrument Date	Apr 29, 2019
Instrument	34764
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	GREAT AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1268 LONGMIRE RD CONROE TX 77304, CONROE, TX 77304

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 1, 2017
Property Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613
Document Number	0000068581
Map Reference	CAB Q SH74
Instrument Date	Jul 31, 2017
Instrument	2017068581
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5892 WHITE OAK TRCE, CONROE, TX 77304-5613

Mortgage

Document Number	0000068582
Date	Aug 1, 2017
Instrument	2017068582

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,857 (+1%)	$694,418 (+22.64%) Land $67,509 Building $626,909
2025	$8,820.00 (-18.54%) Homeowner's exemption	$566,234 (-13.2%) Land $67,509 Building $498,725	$566,234 (-13.2%) Land $67,509 Building $498,725
2024	$10,828.00 (+113.99%) Homeowner's exemption	$652,317 (+41.03%) Land $67,509 Building $584,808	$652,317 (+10.32%) Land $67,509 Building $584,808
2023	$5,060.00 Homeowner's exemption	$462,550 Land $67,510 Building $523,810	$591,320 Land $67,510 Building $523,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK RANCH SECTION ONE private · serves 495 people · EPA ID TX1700670
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tachus Fiber Internet.

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