5920 Iris Rd, Ludington, MI 49431 Property Records

Mason County property record for 5920 Iris Rd, Ludington, MI 49431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,132 sqft · built 1988
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Apr 2026)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-026-400-007-00`

Property Details

APN / Parcel Number

Primary APN	`010-026-400-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,132 sqft Living Area
1st Floor Area	2,132 sqft
Basement Area	1,604 sqft
Unfinished Basement	1,604 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	52,708 sqft (1.21 acres)
Garage Area	1,152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5920 IRIS RD
City	LUDINGTON
State	MI
Zip	49431-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T18N R18W CONT 1.21 A E 1/2 OF W 1/2 OF SW 1/4 OF SE 1/4 LYG SLY OF PRIVATE ACCESS RD, SUBJECT TO ROAD RIGHT-OF-WAY.
Legal Range	18W
Legal Township	18N
Legal Section	26
Jurisdiction	MASON MI
Township / Civil Division	PERE MARQUETTE
Census Block Group	3
Census Block	3016
Census Tract	950800

Owner

Source: Mason County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5920 IRIS RD, LUDINGTON, MI 49431-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEST SHORE BANK
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEST SHORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Aug 1, 1998 · Amount on Record
Deed Document Number	20261986
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON MI
Recording Date	Apr 6, 2026
Property Address	5920 IRIS RD, LUDINGTON, MI 49431-9114
Document Number	0000001986
Instrument Date	Mar 30, 2026
Instrument	20261986
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$420,412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5920 IRIS RD, LUDINGTON, MI 49431-9114

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	5920 IRIS RD, LUDINGTON, MI 49431-9114
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04366
Date	Jun 15, 2021
Instrument	2021R04366

Lender

Name	WEST SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	5920 IRIS RD, LUDINGTON, MI 49431-9114
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R05169
Date	Sep 14, 2017
Instrument	2017R05169

Lender

Name	WEST SHORE BANK
Type	Bank
Address	LUDINGTON, MI 49431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Mason County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
County Subdivision	Pere Marquette Charter Township
Unified School District	Ludington Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (+2.63%) Land $210,900	$421,800 (+2.63%)
2025	$3,228.00 (+1.61%) Homeowner's exemption	$205,500 (+23.65%) Land $205,500	$411,000 (+23.65%)
2024	$3,177.00
2023		$166,200 Land $166,200	$332,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Iris Rd

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