5820 Iris Rd, Ludington, MI 49431 Property Records

Mason County property record for 5820 Iris Rd, Ludington, MI 49431

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,724 sqft · built 1957
Lot Size1.19 acres (51,836 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Aug 2020)
Tax Bill$4,624 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-026-400-010-01

Property Details

APN / Parcel Number

Primary APN010-026-400-010-01

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,724 sqft Living Area
1st Floor Area1,724 sqft
Basement Area1,724 sqft
Unfinished Basement1,724 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area51,836 sqft (1.19 acres)
Garage Area624 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5820 IRIS RD
CityLUDINGTON
StateMI
Zip49431-8315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 26, T18N, R18W. PT OF E 1/2 OF SW 1/4 OF SE 1/4 OF SEC 26, T18N, R18W, DESC AS TH N 00 02' 00 E 270.59 FT TO CNTR OF
Legal Range18W
Legal Township18N
Legal Section26
JurisdictionMASON MI
Township / Civil DivisionPERE MARQUETTE
Census Block Group3
Census Block3016
Census Tract950800

Owner

5820 Iris Rd is owned and occupied by an individual who bought it in August 2020.

Source: Mason County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5820 IRIS RD, LUDINGTON, MI 49431-8315
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2020 · Amount on File
Deed SaleAug 26, 2020 · Amount on File
Prior SaleNov 13, 2017 · Amount on File
Deed Document Number20204938
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMASON MI
Recording DateAug 26, 2020
Property Address5820 IRIS RD, LUDINGTON, MI 49431-8315
Document Number2020R04938
Instrument DateAug 20, 2020
Instrument2020R04938
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5820 IRIS RD, LUDINGTON, MI 49431-8315

Mortgage

Document Number2020R04939
DateAug 26, 2020
Instrument2020R04939
Lender
NameSAFE HARBOR CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Mason County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMason County
County SubdivisionPere Marquette Charter Township
Unified School DistrictLudington Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,300$418,600
2024$4,624.00
2023$172,100 Land $172,100$344,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5820 Iris Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Iris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
SyncWave
Fixed Wireless
200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Iris Rd

Nearby Streets

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