5813 Iris Rd, Ludington, MI 49431 Property Records

Mason County property record for 5813 Iris Rd, Ludington, MI 49431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 1962
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Last Sale	$74,884 (Oct 2017)
Tax Bill	$1,969 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-026-400-011-00`

Property Details

APN / Parcel Number

Primary APN	`010-026-400-011-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	191,664 sqft (4.4 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5813 IRIS RD
City	LUDINGTON
State	MI
Zip	49431-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 26, T18N, R18W. LAND SITUATED IN THE TOWNSHIP PERE MARQUETTE, COUNTY OF MASON, STATE OF MICHIGAN, DESCRIBED AS FOLLOW
Legal Range	18W
Legal Township	18N
Legal Section	26
Jurisdiction	MASON MI
Township / Civil Division	PERE MARQUETTE
Census Block Group	3
Census Block	3015
Census Tract	950800

Owner

5813 Iris Rd is owned and occupied by an individual who bought it in October 2017.

Source: Mason County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5813 IRIS RD, LUDINGTON, MI 49431-8315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 13, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 3, 2017	Warranty Deed, Transfer WESTERN AR TITLE, WESTERN LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Prior Sale	Aug 26, 1971
Deed Document Number	20175535
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Recording Date	Apr 1, 2026
Property Address	5813 IRIS RD, LUDINGTON, MI 49431-8315
Document Number	0000001866
Instrument Date	Mar 21, 2026
Instrument	20261866
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5813 IRIS RD, LUDINGTON, MI 49431-8315

Mortgage

Document Number	0000001866,
Date	Apr 1, 2026
Instrument	20261866

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2053

Interest

Rate	6.01%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	5813 IRIS RD, LUDINGTON, MI 49431-8315
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02941
Date	Jun 13, 2023
Instrument	2023R02941

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON MI
Recording Date	Oct 3, 2017
Property Address	5813 IRIS RD, LUDINGTON, MI 49431-8315
Document Number	2017R05535
Instrument Date	Sep 27, 2017
Instrument	2017R05535
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	WESTERN AR TITLE, WESTERN LAND TITLE

Transaction

Amount	Amount on Record
Tax	$644.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5813 IRIS RD, 5813, LUDINGTON, MI 49431-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N HARRISON ST, LUDINGTON, MI 49431-1716

Tax Assessment & Valuation

Source: Mason County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
County Subdivision	Pere Marquette Charter Township
Unified School District	Ludington Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,800 (+1.99%)	$215,600 (+1.99%)
2025		$105,700 Land $105,700	$211,400
2024	$1,969.00
2023		$88,200 Land $88,200	$176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5813 Iris Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5813 Iris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERE MARQUETTE TWP - CUSTOMER serves 339 people · EPA ID MI0005267
Water Source	Purchased surface water from LUDINGTON
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Spectrum, SyncWave, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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