Baxter County property record for 592 Scarlet Oaks Cir, Cotter, AR 72626
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,230 sqft · built 2009 |
| Lot Size | 0.626 acres (27,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,000 (Jun 1997) |
| Tax Bill | $3,021 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 002-06987-029 |
| Primary APN | 002-06987-029 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 2,230 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 27,300 sqft (0.626 acres) |
| Lot Dimensions | 273 ft deep x 100 ft wide |
| Garage Type | Attached |
| Driveway | Driveway |
| Driveway Area | 540 sqft |
| Porch | Open Porch |
| Porch Area | 378 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 592 SCARLET OAKS CIR |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 NARROW SHOALS ADD LOT 38 NARROW SHOALS ADD |
| Legal Subdivision | NARROW SHOALS ADD |
| Legal Lot Number | 37,38 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 950900 |
Source: Baxter County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 592 SCARLET OAKS CIR, COTTER, AR 72626-9132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1997 · Amount on Record |
| Deed Sale | Jun 9, 1997 · Amount on Record |
| Deed Document Number | 0097-004946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 592 SCARLET OAKS CIR, COTTER, AR 72626-9132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | L202007318 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | L202007318 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Baxter County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Unified School District | Cotter School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,021.00 (-3.2%) Homeowner's exemption | $113,150 (-) Land $40,000 Building $73,150 | |
| 2024 | $3,121.00 (-2.35%) | ||
| 2023 | $3,196.00 Homeowner's exemption | $113,150 Land $40,000 Building $73,150 | $565,750 Land $200,000 Building $365,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 85% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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