500 Scarlet Oaks Cir, Cotter, AR 72626 Property Records

Baxter County property record for 500 Scarlet Oaks Cir, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,144 sqft
Lot Size	0.413 acres (17,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$586,300 (Feb 2026)
Tax Bill	$3,550 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`002-06987-032`

Property Details

APN / Parcel Number

Primary APN	`002-06987-032`
Alternative APN	`19362`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft
Basement Area	2,144 sqft
Unfinished Basement	2,144 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	17,999 sqft (0.413 acres)

Exterior Amenities

Porch	Slab
Porch Area	614 sqft
Deck Area	32 sqft
Patio Area	536 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	500 SCARLET OAKS CIR
City	COTTER
State	AR
Zip	72626-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31-33 & 1/2 LT 34 ADJOINS LT 33 NARROW SHOALS SUB
Legal Range	15
Legal Township	19
Legal Section	14
Legal Subdivision	NARROW SHOALS ADD
Legal Lot Number	31-34
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1075
Census Tract	950900

Owner

Source: Baxter County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9115 FINNEY POINT DR, OOLTEWAH, TN 37363-8499
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FEDERAL BANK
Dec 6, 2021	Beneficiary Deed, Transfer
Apr 11, 2016	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Jul 8, 1994 · Amount on Record
Deed Document Number	20261074
Prior Transfer Date	Feb 5, 2026
Prior Transfer Doc	L202601074
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Feb 6, 2026
Property Address	500 SCARLET OAKS CIR, COTTER, AR 72626-9132
Document Number	L202601074
Instrument Date	Feb 5, 2026
Instrument	L202601074
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,937.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 BLUE HERON PT, COUNCE, TN 38326-4204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 FINNEY POINT DR, OOLTEWAH, TN 37363-8499

Mortgage

Document Number	L202601075
Date	Feb 6, 2026
Instrument	L202601075

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BAXTER AR
Recording Date	Dec 6, 2021
Property Address	500 SCARLET OAKS CIR, COTTER, AR 72626-9132
Document Number	L202114048
Instrument Date	Dec 6, 2021
Instrument	L202114048
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 BLUE HERON PT, COUNCE, TN 38326-4204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

April 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAXTER AR
Recording Date	Apr 11, 2016
Property Address	500 SCARLET OAKS CIR, COTTER, AR 72626-9132
Document Number	L201602951
Instrument Date	Mar 31, 2016
Instrument	L201602951
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 SCARLET OAKS CIR, COTTER, AR 72626-9132

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,360 (-) Land $70,000 Building $57,360
2024	$3,550.00 (+4.04%)
2023	$3,412.00	$127,360 Land $70,000 Building $57,360	$636,800 Land $350,000 Building $286,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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