418 Scarlet Oaks Cir, Cotter, AR 72626 Property Records

Baxter County property record for 418 Scarlet Oaks Cir, Cotter, AR 72626

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,269 sqft · built 2020
Lot Size0.413 acres (17,994 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Aug 2015)
Tax Bill$3,414 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone AE (high risk)
APN002-06987-022

Property Details

APN / Parcel Number

Primary APN002-06987-022
Alternative APN
  • 19353

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,269 sqft Living Area
1st Floor Area1,789 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeFrame
Roof TypeGable
Roof MaterialFiberglass
Lot Area17,994 sqft (0.413 acres)
Garage TypeAttached
Garage Area600 sqft
DrivewayConcrete Driveway
Driveway Area480 sqft

Exterior Amenities

PorchSlab
Porch Area378 sqft
Deck Area32 sqft
Utility Building816 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address418 SCARLET OAKS CIR
CityCOTTER
StateAR
Zip72626-9133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 NARROW SHOALS ADD
Legal Range15
Legal Township19
Legal Section14
Legal SubdivisionNARROW SHOALS ADD
Legal Lot Number28
JurisdictionBAXTER AR
Township / Civil DivisionWHITEVILLE
Census Block Group1
Census Block1075
Census Tract950900

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 W HENSON AVE, SPRINGDALE, AR 72764-7422
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2015 · Amount on Record
Deed SaleAug 25, 2015 · Amount on Record
Deed Document Number20157712
Last Transfer DateJun 6, 2016
Transfer DocL201604775
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAXTER AR
Property Address418 SCARLET OAKS CIR, COTTER, AR 72626-9133
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL201701097
DateFeb 8, 2017
InstrumentL201701097
Lender
NameLEGACY NATIONAL BANK
TypeBank
AddressSPRINGDALE, AR 72766
Agreement
AmountAmount Recorded
Term239 Months
DueJan 24, 2037

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyBaxter County
Unified School DistrictCotter School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,414.00 (+41.19%)$92,390 (-) Land $20,000 Building $72,390
2024$2,418.00 (+37.7%)
2023$1,756.00 Homeowner's exemption$92,390 Land $20,000 Building $72,390$461,950 Land $100,000 Building $361,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 41% of Arkansas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NEXT, Powered by NAEC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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