592 Riverside Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 592 Riverside Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,424 sqft · built 2021
Lot Size	0.052 acres (2,278 sqft)
Owner	2 Company Names on Record
Last Sale	$535,000 (Feb 2023)
Tax Bill	$27 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12 18Q`

Property Details

APN / Parcel Number

Primary APN	`12 18Q`
Alternative APN	`14071`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	3,312 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,278 sqft (0.052 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14071
Street Address	592 RIVERSIDE DR
City	LANCASTER
State	VA
Zip	22503-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SLOOP POINTE .0523 AC LOT 17 LR23/234 LR04/3000-P PC7/74A-C
Legal Subdivision	SLOOP POINTE
Legal Lot Number	17
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	592 RIVERSIDE DR, LANCASTER, VA 22503-3272
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Gift Deed, Transfer
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK NA
Dec 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	2023234
Last Transfer Date	Oct 27, 2025
Transfer Doc	0000002344
Record Updated	Jun 8, 2026

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 30, 2025
Property Address	592 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0250002344
Map Reference	CAB 7&74A-74C
Instrument Date	Oct 27, 2025
Instrument	250002344
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	592 RIVERSIDE DR, LANCASTER, VA 22503-3272

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 7, 2023
Property Address	592 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0230000234
Instrument Date	Jan 31, 2023
Instrument	230000234
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	TIDELAND TITLE AGENCY LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 RIVERSIDE DR, LANCASTER, VA 22503-3272

Mortgage

Document Number	0230000235
Date	Feb 7, 2023
Instrument	230000235

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 19, 2021
Property Address	592 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0210002031
Instrument Date	Jul 14, 2021
Instrument	210002031
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 RIVERSIDE DR, MORATTICO, VA 22523

Mortgage

Document Number	0210002032
Date	Jul 19, 2021
Instrument	210002032

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 23, 2019
Property Address	592 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0190002147
Instrument Date	Dec 9, 2019
Instrument	190002147
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 728, NOKESVILLE, VA 20182-0728

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 (-98.88%)	$492,900 (+29.34%) Land $100,000 Building $392,900	$492,900 (+29.34%) Land $100,000 Building $392,900
2023	$2,400.00	$381,100 Land $90,000 Building $291,100	$381,100 Land $90,000 Building $291,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOOP POINTE private · serves 45 people · EPA ID VA4103825
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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