582 Riverside Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 582 Riverside Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,552 sqft · built 2005
Lot Size	0.052 acres (2,278 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Dec 2023)
Tax Bill	$34 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12 18L`

Property Details

APN / Parcel Number

Primary APN	`12 18L`
Alternative APN	`14066`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,552 sqft Living Area
Gross Area	4,272 sqft
1st Floor Area	3,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,278 sqft (0.052 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14066
Street Address	582 RIVERSIDE DR
City	LANCASTER
State	VA
Zip	22503-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SLOOP POINTE .0523 AC LOT 12 LR23/2170 PC7/74A-C
Legal Subdivision	SLOOP POINTE
Legal Lot Number	12
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 RED POINT DR, SMITHFIELD, VA 23430-1441
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2007	Deed of Trust, Mortgage · Commercial Mortgage ING BANK FSB
Dec 21, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 6, 2013	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Dec 6, 2013 · Amount on Record
Deed Document Number	20232170
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	582 RIVERSIDE DR, LANCASTER, VA 22503-3272
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/2244
Date	Aug 17, 2007
Book Page	700/2244

Lender

Name	ING BANK FSB

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Adjustable	Adjustable Rate Rider

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 21, 2023
Property Address	582 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0230002170
Instrument Date	Dec 15, 2023
Instrument	230002170
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RED POINT DR, SMITHFIELD, VA 23430-1441

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 6, 2013
Property Address	582 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	01300/2361
Book / Page	1300 / 2361
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0013002362
Date	Dec 6, 2013
Instrument	1300/2362

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (-98.87%)	$636,200 (+33.4%) Land $100,000 Building $536,200	$636,200 (+33.4%) Land $100,000 Building $536,200
2023	$3,004.00	$476,900 Land $90,000 Building $386,900	$476,900 Land $90,000 Building $386,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOOP POINTE private · serves 45 people · EPA ID VA4103825
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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