576 Riverside Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 576 Riverside Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,552 sqft · built 2005
Lot Size	0.052 acres (2,278 sqft)
Owner	Individual Name on File
Tax Bill	$34 (2025)
Deeds & Mortgages	Nov 2010 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 18I`

Property Details

APN / Parcel Number

Primary APN	`12 18I`
Alternative APN	`14063`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,552 sqft Living Area
Gross Area	4,272 sqft
1st Floor Area	3,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,278 sqft (0.052 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14063
Street Address	576 RIVERSIDE DR
City	LANCASTER
State	VA
Zip	22503-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SLOOP POINTE .0523 AC LOT 9 LR13/2361 PC7/74A-C
Legal Subdivision	SLOOP POINTE
Legal Lot Number	9
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	30100

Owner

Source: Lancaster County records · APN 12 18I

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 15, MORATTICO, VA 22523-0015
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	576 RIVERSIDE DR, LANCASTER, VA 22503-3272
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01000/2283
Date	Nov 24, 2010
Book Page	1000/2283

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2040

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (-98.87%)	$636,200 (+33.4%) Land $100,000 Building $536,200	$636,200 (+33.4%) Land $100,000 Building $536,200
2023	$3,004.00	$476,900 Land $90,000 Building $386,900	$476,900 Land $90,000 Building $386,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 43 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Virginia Everywhere Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SLOOP POINTE private · serves 45 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.