5915 Rio Valle Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5915 Rio Valle Dr, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,946 sqft · built 1990
Lot Size0.255 acres (11,098 sqft)
Owner2 Company Names on Record
Last Sale$797,500 (Aug 2021)
Tax Bill$8,885 (2025)
Deeds & MortgagesApr 2026 Transfer
Apr 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN126-451-34-00

Property Details

APN / Parcel Number

Primary APN126-451-34-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,946 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Lot Area11,098 sqft (0.255 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5915 RIO VALLE DR
CityBONSALL
StateCA
Zip92003-3502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 72 TR 012306
Legal SubdivisionBONSALL 4350
Legal Tract012306
Legal Block1
Legal Lot Number72
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1016
Census Tract18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5915 RIO VALLE DR, BONSALL, CA 92003-3502
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 5, 2021Grant Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Oct 19, 2020Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Feb 13, 2019Grant Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2021 · Amount on Record
Deed SaleAug 5, 2021 · Amount on Record
Prior SaleFeb 13, 2019 · Amount on Record
Deed Document Number2021557683
Prior Transfer DateAug 17, 1995
Prior Transfer Doc0000364551
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 17, 2026
Property Address5915 RIO VALLE DR, BONSALL, CA 92003-3502
Document Number0000107771
Instrument DateApr 9, 2026
Instrument2026107771
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address5915 RIO VALLE DR, BONSALL, CA 92003-3502

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 17, 2026
Property Address5915 RIO VALLE DR, BONSALL, CA 92003-3502
Document Number0000107770
Instrument DateApr 9, 2026
Instrument2026107770
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5915 RIO VALLE DR, BONSALL, CA 92003-3502
InvestorPossibly a Property Investor

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 5, 2021
Property Address5915 RIO VALLE DR, BONSALL, CA 92003-3502
Document Number0000557683
Map ReferenceMAP 12306
Instrument DateJul 7, 2021
Instrument2021-0557683
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5915 RIO VALLE DR, BONSALL, CA 92003-3502

Mortgage

Document Number0000557684
DateAug 5, 2021
Instrument2021-0557684
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5915 RIO VALLE DR, BONSALL, CA 92003-3502
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5915 RIO VALLE DR, BONSALL, CA 92003-3502

Mortgage

Document Number0000634772
DateOct 19, 2020
Instrument2020-0634772
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term350 Months
DueDec 1, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 13, 2019
Property Address5915 RIO VALLE DR, BONSALL, CA 92003-3502
Document Number0000052349
Instrument DateJan 9, 2019
Instrument52349
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyEQUITY TITLE SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5915 RIO VALLE DR BONSALL CA 920033502, BONSALL, CA 92003-3502

Mortgage

Document Number52350
DateFeb 13, 2019
Instrument52350
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$863,236 (+2%) Land $365,774 Building $497,462
2025$8,885.00 (+4.25%)$846,310 (+4.04%) Land $358,602 Building $487,708
2023$8,523.00 (+1.73%)$813,449 Land $344,678 Building $468,771
2022$8,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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