5911 Rio Valle Dr, Bonsall, CA 92003 Property Records

San Diego County property record for 5911 Rio Valle Dr, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,606 sqft · built 1990
Lot Size0.31 acres (13,516 sqft)
OwnerIndividual Name on Record
Last Sale$835,000 (Aug 2026)
Tax Bill$6,097 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN126-451-35-00

Property Details

APN / Parcel Number

Primary APN126-451-35-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,606 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area13,516 sqft (0.31 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5911 RIO VALLE DR
CityBONSALL
StateCA
Zip92003-3502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 73 TR 012306
Legal SubdivisionESCONDIDO 4350
Legal Tract012306
Legal Block1
Legal Lot Number73
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1016
Census Tract18804

Owner

Source: San Diego County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4787 CAMINITO DE LOS CEPILLOS, BONSALL, CA 92003-5025
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Grant Deed, Transfer · Conventional Mortgage
WHOLESALE MORTGAGE
Dec 4, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 19, 2020Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2026 · Amount on Record
Deed SaleAug 18, 2026 · Amount on Record
Prior SaleMar 19, 2020 · Amount on Record
Deed Document Number2026242216
Prior Transfer DateJun 6, 2014
Prior Transfer Doc0000272735
Record UpdatedOct 29, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 18, 2026
Property Address5911 RIO VALLE DR, BONSALL, CA 92003-3502
Document Number0000242216
Instrument DateJul 17, 2026
Instrument2026242216
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$92,768.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4787 CAMINITO DE LOS CEPILLOS, BONSALL, CA 92003-5025

Mortgage

Document Number0000242217,
DateAug 18, 2026
Instrument2026242217
Lender
NameWHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5911 RIO VALLE DR, BONSALL, CA 92003-3502
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address5911 RIO VALLE DR, BONSALL, CA 92003-3502

Mortgage

Document Number0000779054
DateDec 4, 2020
Instrument2020-0779054
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2020
Property Address5911 RIO VALLE DR, BONSALL, CA 92003-3502
Document Number0000144447
Map ReferenceMAP 12306
Instrument DateFeb 24, 2020
Instrument2020-0144447
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5911 RIO VALLE DR, BONSALL, CA 92003-3502
InvestorPossibly a Property Investor

Mortgage

Document Number0000144448
DateMar 19, 2020
Instrument2020-0144448
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,219 (+2%) Land $216,136 Building $375,083
2025$6,097.00 (+4.19%)$579,628 (+4.04%) Land $211,899 Building $367,729
2023$5,852.00 (+1.74%)$557,122 Land $203,672 Building $353,450
2022$5,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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