San Diego County property record for 5914 Rio Valle Dr, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,946 sqft · built 1990 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Feb 2018) |
| Tax Bill | $6,803 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-451-13-00 |
| Primary APN | 126-451-13-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,946 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 22,216 sqft (0.51 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5914 RIO VALLE DR |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 36 TR 012306 |
| Legal Subdivision | BONSALL #4350 |
| Legal Tract | 012306 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 18804 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5914 RIO VALLE DR, BONSALL, CA 92003-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jan 23, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Apr 19, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Feb 28, 2018 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Jan 5, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on Record |
| Deed Sale | Feb 28, 2018 · Amount on Record |
| Prior Sale | Jan 5, 2018 · Amount on Record |
| Deed Document Number | 201878608 |
| Prior Transfer Date | Jun 24, 2013 |
| Prior Transfer Doc | 0000412081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5914 RIO VALLE DR, BONSALL, CA 92003-3501 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 5914 RIO VALLE DR, BONSALL, CA 92003-3501 |
| Document Number | 0000801941 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0801941 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5914 RIO VALLE DR, BONSALL, CA 92003-3501 |
| Document Number | 0000049383 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5914 RIO VALLE DR BONSALL CA 920033501, BONSALL, CA 92003-3501 |
| Document Number | 0000049383 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 49383 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5914 RIO VALLE DR, BONSALL, CA 92003-3501 |
| Document Number | 0000152743 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5914 RIO VALLE DR BONSALL CA 920033501, BONSALL, CA 92003-3501 |
| Document Number | 0000152743 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 152743 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 5914 RIO VALLE DR, BONSALL, CA 92003-3501 |
| Document Number | 0000078608 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 78608 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5914 RIO VALLE DR BONSALL CA 920033501, BONSALL, CA 92003-3501 |
| Document Number | 78609 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 78609 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 5, 2018 |
| Property Address | 5914 RIO VALLE DR, BONSALL, CA 92003-3501 |
| Document Number | 0000005923 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 5923 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $643.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $667,212 (+2%) Land $377,187 Building $290,025 | |
| 2025 | $6,803.00 (+4.26%) Homeowner's exemption | $654,131 (+4.04%) Land $369,792 Building $284,339 |
| 2023 | $6,525.00 (+1.76%) Homeowner's exemption | $628,733 Land $355,434 Building $273,299 |
| 2022 | $6,412.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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