5915 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 5915 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,198 sqft · built 1890
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$27,000 (May 1987)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-0029-0002-01-0`

Property Details

APN / Parcel Number

Primary APN	`01-0029-0002-01-0`
Alternative APN	`11-01-0029-0002-01-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,198 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	43,560 sqft (1 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5915 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM 1320.26'S88DEG30'57''E OF W1/4 PST SEC 29 T4S R17W TH N00DEG19' 24''E 254.74'TH S88DEG30'57''E 171' TH S00DEG19'24''W 254.74'TH N88DEG 30'57''W 171'TO POB
Legal Range	17W
Legal Township	04S
Legal Section	29
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3010
Census Tract	10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5915 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit HONOR CU
Aug 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 1987 · Amount on Record
Deed Sale	May 19, 1987 · Amount on Record
Deed Book / Page	1305 / 33
Last Transfer Date	Jul 17, 2020
Transfer Doc	3287000142
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jul 1, 2026
Property Address	5915 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Document Number	0000464700
Book / Page	3481 / 1556
Instrument Date	Jun 23, 2026
Instrument	2026464700
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5915 E NAPIER AVE, BENTON HARBOR, MI 49022-9613

Mortgage

Document Number	0000464700,
Date	Jul 1, 2026
Book Page	3481/1556
Instrument	2026464700

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5915 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03331/1815
Date	Jun 14, 2021
Book Page	3331/1815

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5915 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03234/1211
Date	Apr 10, 2019
Book Page	3234/1211

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 18, 2020
Property Address	5915 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Document Number	003287/142
Book / Page	3287 / 142
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003287144
Date	Aug 18, 2020
Instrument	3287/144

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,400 (+2.67%)	$230,800 (+2.67%)
2025	$1,266.00 (+3.26%) Homeowner's exemption	$112,400 (+16.12%)	$224,800 (+16.12%)
2024	$1,226.00 (+12.68%)
2023		$96,800	$193,600
2022	$1,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Supernet Cable	100 / 25

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Napier Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures