5850 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 5850 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,254 sqft · built 1999
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on File
Last Sale	$209,500 (Jun 2017)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-0029-0015-09-0`

Property Details

APN / Parcel Number

Primary APN	`01-0029-0015-09-0`
Alternative APN	`11-01-0029-0015-09-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	229,997 sqft (5.28 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5850 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM 660.12'S88DEG51'35''E OF W1/4 COR SEC 29 T4S R17W TH S88DEG51' 35''E 330.06' TH S0DEG01'50''W 700.18' TH N88DEG49'38''W 329.69' TH N 700' TO POB
Legal Range	17W
Legal Township	04S
Legal Section	29
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3017
Census Tract	10400

Owner

5850 E Napier Ave is owned and occupied by two individuals who acquired it in September 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5950 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Sep 4, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 22, 2022	Intrafamily Transfer, Transfer
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Aug 15, 2003
Deed Book / Page	3173 / 2367
Last Transfer Date	Sep 4, 2025
Transfer Doc	003459/862
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003464/423
Date	Nov 7, 2025
Book Page	3464/423
Instrument	2025445716

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 4, 2025
Property Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Document Number	003459/862
Book / Page	3459 / 862
Instrument Date	Sep 4, 2025
Instrument	2025440960
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 REGENT ST, NILES, MI 49120-2648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5950 E NAPIER BENTON HARBOR, BENTON HARBOR, MI 49022

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613

Mortgage

Document Number	03366/1067
Date	Mar 10, 2022
Book Page	3366/1067
Instrument	2022345184

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 22, 2022
Property Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Document Number	03395/1969
Book / Page	3395 / 1969
Instrument Date	Dec 22, 2022
Instrument	2022369939
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 REGENT ST, NILES, MI 49120-2648
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 2, 2017
Property Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613
Document Number	03173/2367
Book / Page	3173 / 2367
Instrument Date	May 6, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,801.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5850 E NAPIER AVE, BENTON HARBOR, MI 49022-9613

Mortgage

Document Number	0031732369
Date	Jun 2, 2017
Instrument	3173/2369

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5850 E Napier Ave was $3,145 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,800	$389,600
2025	$3,145.00
2023		$155,400	$310,800
2022	$2,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5850 E Napier Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5850 E Napier Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Supernet Cable	100 / 25

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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