59450 E 120 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 59450 E 120 Rd, Miami, OK 74354

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,280 sqft · built 2002
Lot Size	13.5 acres (588,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Oct 2020)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-03-027-023-0-021-01`

Property Details

APN / Parcel Number

Primary APN	`0000-03-027-023-0-021-01`
Alternative APN	`3157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	588,060 sqft (13.5 acres)
Garage Type	Detached
Garage Area	1,050 sqft

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Shed	1 Shed
Shed Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3157
Street Address	59450 E 120 RD
City	MIAMI
State	OK
Zip	74354-4553
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TR IN SW SE, BEG SW COR SW SE, N0D30'58" E 1323.19', N89D35'40" E 443.63', S0D40'12" W 1325.87', S89D56'5" W 440.03' TO POB S
Legal Range	23E
Legal Township	27N
Legal Section	03
Legal Subdivision	T027-R023
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3066
Census Tract	574700

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59450 E 120 RD, MIAMI, OK 74354-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	20204243
Deed Book / Page	1119 / 260
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Oct 5, 2020
Property Address	59450 E 120 RD, MIAMI, OK 74354-4553
Document Number	001119/260
Book / Page	1119 / 260
Instrument Date	Oct 1, 2020
Instrument	2020-004243
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	SUNSHINE STATE TITLE, SUNSHINE HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59450 E 120 RD, MIAMI, OK 74354-4553

Mortgage

Document Number	2020004244
Date	Oct 5, 2020
Instrument	2020-004244

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Wyandotte Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,784 (+93.49%) Land $2,415 Building $29,369	$278,816 (+93.48%) Land $21,188 Building $257,628
2025	$1,374.00 (+0.29%)	$16,427 (-) Land $2,415 Building $14,012	$144,103 (-) Land $21,188 Building $122,915
2024	$1,370.00 (+5.63%)	$16,427 (-) Land $2,415 Building $14,012	$144,103 (-) Land $21,188 Building $122,915
2023	$1,297.00 (-0.77%)	$16,427 (-) Land $2,415 Building $14,012	$144,103 (-) Land $21,188 Building $122,915
2022	$1,307.00	$16,427 Land $2,415 Building $14,012	$144,103 Land $21,188 Building $122,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	232 (1985–2019)
Claims Outside the SFHA	28 of 232
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 55 claims Severe Storms And Flooding, Apr 1994 · 48 claims Severe Storms & Flooding, Oct 1986 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	100 / 20

May also be available: Sparklight, Wisper ISP.

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