Lawrence County property record for 591 Waterloo Rd, Westpoint, TN 38486 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,165 sqft · built 1995 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,500 (Oct 2007) |
| Tax Bill | $823 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050099 00204 |
| Primary APN | 050099 00204 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,165 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 591 WATERLOO RD |
|---|---|
| City | WESTPOINT |
| State | TN |
| Zip | 38486-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960600 |
Source: Lawrence County records · APN 050099 00204
Assessment roll updated January 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 591 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2007 · Amount on Record |
| Deed Sale | Oct 05, 2007 · Amount on Record |
| Prior Sale | Sep 12, 1997 · Amount on Record |
| Deed Book / Page | 274 / 568 |
| Transfer Doc | 0002940235 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 591 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000667724 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 667/724 |
| Instrument | 22001524 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $823.00 | $40,925 (-) Land $6,000 Building $34,925 | |
| 2023 | $823.00 | $40,925 (-) Land $6,000 Building $34,925 | |
| 2022 | $823.00 | $40,925 Land $6,000 Building $34,925 | $163,700 Land $24,000 Building $139,700 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999606001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2002–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010, other causes, Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
No mobile data coverage reported
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