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609 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 609 Waterloo Rd, Westpoint, TN 38486 · Last verified February 2026

Property Summary

Property TypeRural Home
Details4 ba · 3,072 sqft · built 2004
Lot Size31.8 acres (1,387,386 sqft)
OwnerIndividual Name on File
Last Sale$620,000 (Oct 2022)
Tax Bill$2,368 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050099 00203

Property Details

APN / Parcel Number

Primary APN050099 00203
Alternative APN
  • 099 00203

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,072 sqft Living Area
1st Floor Area1,920 sqft
Upper Floors Area1,920 sqft
Basement Area1,920 sqft
Unfinished Basement1,920 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,387,386 sqft (31.8 acres)
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area1,664 sqft
Shed1 Shed
Shed Area720 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address609 WATERLOO RD
CityWESTPOINT
StateTN
Zip38486-5049
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 6
JurisdictionLAWRENCE TN
Township / Civil Division6
Census Block Group1
Census Block1000
Census Tract960600

Owner

Source: Lawrence County records · APN 050099 00203

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address609 WATERLOO RD, WESTPOINT, TN 38486-5049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2022 · Amount on Record
Deed SaleOct 05, 2022 · Amount on Record
Prior SaleNov 26, 2018 · Amount on Record
Deed Document Number22006779
Deed Book / Page692 / 931
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateOct 05, 2022
Property Address609 WATERLOO RD, WESTPOINT, TN 38486-5049
Document Number0000692931
Book / Page692 / 931
Instrument DateOct 04, 2022
Instrument22006779
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyLAND TITLE SOUTH INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,294.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 WATERLOO RD, WESTPOINT, TN 38486-5049
InvestorPossibly a Property Investor

Mortgage

Document Number0022006781
DateOct 05, 2022
Instrument22006781
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,368.00 Additional exemption filed$117,775 (-) Land $5,550 Building $112,225
2024$2,368.00 Additional exemption filed$117,775 (-) Land $5,550 Building $112,225
2023$2,368.00 (+19.35%) Additional exemption filed$117,775 (+19.33%) Land $5,550 Building $112,225
2022$1,984.00$98,700 Land $5,550 Building $93,150$509,000 Land $60,100 Building $448,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999606001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2002–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2010, other causes, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire RiskLow
above 38% of the US · above 55% of Tennessee
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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