559 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 559 Waterloo Rd, Westpoint, TN 38486

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,010 sqft · built 1999
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2010)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050099 00403`

Property Details

APN / Parcel Number

Primary APN	`050099 00403`
Alternative APN	`099 00403`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft
Attic Area	2,660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	422,968 sqft (9.71 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	559 WATERLOO RD
City	WESTPOINT
State	TN
Zip	38486-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:06 MAP REF:099
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	960600

Owner

Source: Lawrence County assessment roll, APN 050099 00403, as of May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	559 WATERLOO RD, WESTPOINT, TN 38486-5024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2010 · Amount on Record
Deed Sale	Jul 30, 2010 · Amount on Record
Deed Document Number	00RB347302
Deed Book / Page	347 / 302
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	559 WATERLOO RD, WESTPOINT, TN 38486-5024
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	608535
Date	Sep 30, 2020
Book Page	608/535
Instrument	20005701

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2030

Tax Assessment & Valuation

Source: Lawrence County assessment roll as of May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00	$89,050 (-) Land $9,675 Building $79,375
2023	$1,790.00	$89,050 (-) Land $9,675 Building $79,375
2022	$1,790.00	$89,050 Land $9,675 Building $79,375	$356,200 Land $38,700 Building $317,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), as of November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999606001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 9 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000392, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAWRENCEBURG UTILITY SYSTEMS serves 21,244 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.