5909 Spring Lake Ter, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 5909 Spring Lake Ter, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,003 sqft · built 2005
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Jan 2018)
Tax Bill	$3,199 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1312-503-0098-000-8`

Property Details

APN / Parcel Number

Primary APN	`1312-503-0098-000-8`
Alternative APN	`155157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,003 sqft Finished Area
1st Floor Area	2,003 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete Tile
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	155157
Street Address	5909 SPRING LAKE TER
City	FORT PIERCE
State	FL
Zip	34951-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	PORTOFINO SHORES-PHASE THREE- (PB 43-40) LOT 325 (OR 4083-942)
Legal Range	39E
Legal Township	34S
Legal Section	12
Legal Subdivision	PORTOFINO SHORES PHASE THREE
Legal Lot Number	325
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1005
Census Tract	381107

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5909 SPRING LAKE TER, FORT PIERCE, FL 34951-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 4, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	4387238
Deed Book / Page	4083 / 0942
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5909 SPRING LAKE TER, FORT PIERCE, FL 34951-3110
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 SPRING LAKE TER, FORT PIERCE, FL 34951-3110

Mortgage

Document Number	0048640706
Date	Jul 26, 2022
Book Page	4864/706
Instrument	5075216

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5909 SPRING LAKE TER, FORT PIERCE, FL 34951-3110
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044382274
Date	Jun 30, 2020
Book Page	4438/2274
Instrument	4723747

Lender

Name	PNC BANK NA
Type	Bank
Address	FORT PIERCE, FL 34951

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 8, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jan 4, 2018
Property Address	5909 SPRING LAKE TER, FORT PIERCE, FL 34951-3110
Document Number	0040830942
Book / Page	4083 / 0942
Map Reference	MB43 PG40,4.0A-40C
Instrument Date	Dec 29, 2017
Instrument	4387238
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FLORIDA LAND TITLE INS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 SPRING LAKE TER, FORT PIERCE, FL 34951-3110

Mortgage

Document Number	0004387239
Date	Jan 4, 2018
Instrument	4387239

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,565 (-52.77%)	$298,800 (-3.05%) Land $69,100 Building $229,700
2024	$3,199.00 (+6.28%)
2023	$3,010.00 (+5.99%) Additional exemption filed	$308,200 (+131.13%) Land $59,200 Building $249,000	$308,200 (+21.2%) Land $59,200 Building $249,000
2022	$2,840.00 Homeowner's exemption Senior Citizen's exemption	$133,343	$254,300 Land $65,000 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Hotwire Communications, Verizon.

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