5908 Spring Lake Ter, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 5908 Spring Lake Ter, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,461 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Feb 2022)
Tax Bill	$7,316 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1312-503-0163-000-5`

Property Details

APN / Parcel Number

Primary APN	`1312-503-0163-000-5`
Alternative APN	`155222`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,461 sqft Living Area
Gross Area	3,009 sqft
1st Floor Area	1,396 sqft
Upper Floors Area	248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	468 sqft
Driveway	Brick Driveway
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	155222
Street Address	5908 SPRING LAKE TER
City	FORT PIERCE
State	FL
Zip	34951-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PORTOFINO SHORES-PHASE THREE- (PB 43-40) LOT 390
Legal Range	39E
Legal Township	34S
Legal Section	12
Legal Subdivision	PORTOFINO SHORES PHASE THREE
Legal Lot Number	390
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1000
Census Tract	381107

Owner

Source: St. Lucie County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5908 SPRING LAKE TER, FORT PIERCE, FL 34951-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 8, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Feb 2, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Mar 6, 2015 · Amount on Record
Deed Document Number	20224987843
Deed Book / Page	4765 / 1513
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	0036031774
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5908 SPRING LAKE TER, FORT PIERCE, FL 34951-3111
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5908 SPRING LAKE TER, FORT PIERCE, FL 34951-3111

Mortgage

Document Number	0051262918
Date	Apr 1, 2024
Book Page	5126/2918
Instrument	5318102

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Feb 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5908 SPRING LAKE TER, FORT PIERCE, FL 34951-3111
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5908 SPRING LAKE TER, FORT PIERCE, FL 34951-3111

Mortgage

Document Number	0050012916
Date	Jun 8, 2023
Book Page	5001/2916
Instrument	5203114

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Feb 2, 2022
Property Address	5908 SPRING LAKE TER, FORT PIERCE, FL 34951-3111
Document Number	0047651513
Book / Page	4765 / 1513
Map Reference	MB 43 PG 40
Instrument Date	Jan 28, 2022
Instrument	4987843
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TTL GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4888 N KINGS HWY, 4888, FORT PIERCE, FL 34951-2244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5908 SPRING LAKE TER, FORT PIERCE, FL 34951-3111

Mortgage

Document Number	0047651516
Date	Feb 2, 2022
Instrument	4765/1516

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,900 (-3.27%) Land $69,100 Building $267,800	$336,900 (-3.27%) Land $69,100 Building $267,800
2024	$7,316.00 (-0.11%)
2023	$7,324.00 (+80.66%) Additional exemption filed	$348,300 (+89.78%) Land $59,200 Building $289,100	$348,300 (+21.7%) Land $59,200 Building $289,100
2022	$4,054.00 Homeowner's exemption	$183,524	$286,200 Land $65,000 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Hotwire Communications, Verizon.

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