5901 Spring Lake Ter, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 5901 Spring Lake Ter, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,229 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2014)
Tax Bill	$3,725 (2024)
Deeds & Mortgages	Sep 2017 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1312-503-0096-000-4`

Property Details

APN / Parcel Number

Primary APN	`1312-503-0096-000-4`
Alternative APN	`155155`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,229 sqft Finished Area
1st Floor Area	1,384 sqft
2nd Floor Area	725 sqft
Upper Floors Area	120 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	155155
Street Address	5901 SPRING LAKE TER
City	FORT PIERCE
State	FL
Zip	34951-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	PORTOFINO SHORES-PHASE THREE- (PB 43-40) LOT 323 (OR 3610-750)
Legal Range	39E
Legal Township	34S
Legal Section	12
Legal Subdivision	PORTOFINO SHORES PHASE THREE
Legal Lot Number	323
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1005
Census Tract	381107

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 634, FORT PIERCE, FL 34954-0634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
May 22, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2014 · Amount on Record
Deed Sale	Mar 6, 2014 · Amount on Record
Prior Sale	Apr 13, 2005 · Amount on Record
Deed Document Number	3931926
Deed Book / Page	3610 / 0750
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5901 SPRING LAKE TER, FORT PIERCE, FL 34951-3110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040381411
Date	Sep 5, 2017
Book Page	4038/1411
Instrument	4347258

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5901 SPRING LAKE TER, FORT PIERCE, FL 34951-3110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044240078
Date	May 22, 2020
Book Page	4424/78
Instrument	4711222

Lender

Name	PNC BANK NA
Type	Bank
Address	FORT PIERCE, FL 34951

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 18, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,439 (-5%)	$314,900 (-2.48%) Land $81,900 Building $233,000
2024	$3,725.00 (+5.46%)
2023	$3,532.00 (+5.18%) Additional exemption filed	$322,900 (+118.35%) Land $70,200 Building $252,700	$322,900 (+23.39%) Land $70,200 Building $252,700
2022	$3,358.00 Homeowner's exemption	$147,885	$261,700 Land $68,300 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Hotwire Communications, Verizon.

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