Oldham County property record for 5904 Laurel Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,650 sqft · built 2005 |
| Lot Size | 0.337 acres (14,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Mar 2023) |
| Tax Bill | $6,315 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-11C-12A-650 |
| Primary APN | 11-11C-12A-650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,650 sqft Living Area |
| Basement Area | 2,516 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,662 sqft (0.337 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 70598 |
|---|---|
| Street Address | 5904 LAUREL LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .3366AC |
| Legal Subdivision | GLENOAKS |
| Legal Block | SEC 12A |
| Legal Lot Number | 650 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30704 |
5904 Laurel Ln is owned and occupied by an individual who bought it in March 2023.
Source: Oldham County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5904 LAUREL LN, PROSPECT, KY 40059-7567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Dec 4, 2017 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on File |
| Deed Sale | Mar 28, 2023 · Amount on File |
| Prior Sale | May 11, 2015 · Amount on File |
| Deed Document Number | 2023724158 |
| Deed Book / Page | 1353 / 115 |
| Prior Transfer Date | Mar 23, 2023 |
| Prior Transfer Doc | 0D1353/115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 28, 2023 |
| Property Address | 5904 LAUREL LN, PROSPECT, KY 40059-7567 |
| Document Number | 0D1353/115 |
| Book / Page | D1353 / 115 |
| Map Reference | CAB 6 PG 76 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 724158 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5904 LAUREL LN, PROSPECT, KY 40059-7567 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5904 LAUREL LN, PROSPECT, KY 40059-7567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2287/254 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | M2287/254 |
| Instrument | 533270 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 3, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5904 Laurel Ln was $6,315.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,315.00 | $480,000 Land $100,000 Building $380,000 | $480,000 Land $100,000 Building $380,000 |
| 2023 | $6,291.00 | $480,000 Land $100,000 Building $380,000 | $480,000 Land $100,000 Building $380,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5904 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5904 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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