Oldham County property record for 5902 Laurel Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,805 sqft · built 2006 |
| Lot Size | 0.321 acres (14,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $406,677 (Apr 2006) |
| Tax Bill | $6,250 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-11C-12A-651 |
| Primary APN | 11-11C-12A-651 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,805 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,026 sqft (0.321 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 59010 |
|---|---|
| Street Address | 5902 LAUREL LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .3220AC |
| Legal Block | SEC 12A |
| Legal Lot Number | 651 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30704 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5902 LAUREL LN, PROSPECT, KY 40059-7567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Mar 1, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2006 · Amount on Record |
| Deed Sale | Apr 25, 2006 · Amount on Record |
| Prior Sale | Apr 25, 2006 · Amount on Record |
| Deed Document Number | 00D864/501 |
| Deed Book / Page | D864 / 501 |
| Last Transfer Date | Mar 1, 2018 |
| Transfer Doc | 0D1185/560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5902 LAUREL LN, PROSPECT, KY 40059-7567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G |
| Name | Verified Name |
|---|
| Document Number | 0M2471/464 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | M2471/464 |
| Instrument | 608949 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5902 LAUREL LN, PROSPECT, KY 40059-7567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 5902 LAUREL LN, PROSPECT, KY 40059-7567 |
| Document Number | 0M2611/546 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | M2611/546 |
| Instrument | 715674 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 1, 2018 |
| Property Address | 5902 LAUREL LN, PROSPECT, KY 40059-7567 |
| Document Number | 0D1185/560 |
| Book / Page | D1185 / 560 |
| Map Reference | CAB6 PG76 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 536164 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5902 LAUREL LN, PROSPECT, KY 40059-7567 |
| Document Number | 0000536165 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 536165 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 2, 2048 |
| Document Number | 0M2298/519 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | M2298/519 |
| Instrument | 536708 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,250.00 (+17.13%) | $475,000 (+16.85%) Land $125,000 Building $350,000 | $475,000 (+16.85%) Land $125,000 Building $350,000 |
| 2023 | $5,336.00 (+0.26%) | $406,500 (-) Land $135,000 Building $271,500 | $406,500 (-) Land $135,000 Building $271,500 |
| 2022 | $5,322.00 | $406,500 Land $135,000 Building $271,500 | $406,500 Land $135,000 Building $271,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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