Oldham County property record for 5903 Laurel Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,114 sqft · built 2005 |
| Lot Size | 0.298 acres (13,003 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,207 (Dec 2005) |
| Tax Bill | $6,459 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-11C-12A-661 |
| Primary APN | 11-11C-12A-661 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,114 sqft Living Area |
| Gross Area | 771 sqft |
| Basement Area | 2,009 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,003 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 771 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 73899 |
|---|---|
| Street Address | 5903 LAUREL LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .2985AC |
| Legal Subdivision | GLENOAKS |
| Legal Block | SEC 12A |
| Legal Lot Number | 661 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30704 |
Source: Oldham County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5903 LAUREL LN, PROSPECT, KY 40059-7568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2005 · Amount on Record |
| Deed Sale | Dec 29, 2005 · Amount on Record |
| Deed Document Number | 2005342907 |
| Deed Book / Page | 855 / 589 |
| Last Transfer Date | Aug 23, 2023 |
| Transfer Doc | 0D1365/350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5903 LAUREL LN, PROSPECT, KY 40059-7568 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5903 LAUREL LN, PROSPECT, KY 40059-7568 |
| Document Number | 0M2728/405 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | M2728/405 |
| Instrument | 844649 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 7, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 11, 2023 |
| Property Address | 5903 LAUREL LN, PROSPECT, KY 40059-7568 |
| Document Number | 0D1365/350 |
| Book / Page | D1365 / 350 |
| Map Reference | CAB 6 PG 76 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 741293 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5903 LAUREL LN, PROSPECT, KY 40059-7568 |
| Name | Verified Name |
|---|---|
| Address | 86075 COURTNEY ISLES WAY, YULEE, FL 32097-3531 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5903 LAUREL LN, PROSPECT, KY 40059-7568 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5903 LAUREL LN, PROSPECT, KY 40059-7568 |
| Document Number | 0M2539/509 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | M2539/509 |
| Instrument | 652646 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | May 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,459.00 (+9.94%) | $491,000 (+9.6%) Land $135,000 Building $356,000 | $491,000 (+9.6%) Land $135,000 Building $356,000 |
| 2023 | $5,875.00 (+0.22%) | $448,000 (-) Land $135,000 Building $313,000 | $448,000 (-) Land $135,000 Building $313,000 |
| 2022 | $5,862.00 | $448,000 Land $135,000 Building $313,000 | $448,000 Land $135,000 Building $313,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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