5900 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 5900 Spinnaker Loop, Lady Lake, FL 32159 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	3,415 sqft Living Area
Lot Size	30,000 sqft (0.688 acres)
Occupancy	Owner Occupied
Last Sale	$63,000 (2003)
Tax Bill	$4,841.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0500-00F-00700`
Alternative APN	`3389883`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,415 sqft Living Area
1st Floor	2,379 sqft 1st Floor
Stories	1 Stories
Fireplace	Single Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	30,000 sqft (0.688 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	660 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	480 sqft Pool
Patio Area	167 sqft Patio
Porch	Open Porch
Porch Area	222 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3389883
Street Address	5900 SPINNAKER LOOP
City	LADY LAKE
State	FL
Zip	32159-5955
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBOR HILLS UNIT 1 LOT 7 BLK F PB 30 PGS 13-27 ORB 2260 PG 1312
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR HILLS UNIT 1
Legal Tract	500
Legal Block	F
Legal Lot Number	7
Legal Unit	1
Jurisdiction	LAKE FL
Minor Civil Division	FRUITLAND PARK-LADY LAKE
Census Blockgroup	2
Census Block	2000
Census Tract	30410

Owner

Source: Lake County records · APN 13-18-24-0500-00F-00700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5900 SPINNAKER LOOP, LADY LAKE, FL 32159-5955
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2003 · Amount on Record
Deed Sale	Feb 13, 2003 · Amount on Record
Deed Doc Number	0226001312
Deed Book / Page	02260 / 01312
Record Refreshed	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5900 SPINNAKER LOOP, LADY LAKE, FL 32159-5955
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 SPINNAKER LOOP, LADY LAKE, FL 32159-5955

Mortgage

Document Number	0061901926
Date	Aug 08, 2023
Book Page	6190/1926
Instrument	2023095854

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,820 (+5.98%) Land $110,000 Building $236,820	$566,675 (+2.4%) Land $110,000 Building $456,675
2024	$4,841.00 (+8.03%)
2023	$4,481.00 (+5.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$327,240 (+3%)	$553,397 (+17.1%) Land $110,000 Building $443,397
2022	$4,229.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$317,710	$472,577 Land $68,200 Building $404,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.