5903 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 5903 Spinnaker Loop, Lady Lake, FL 32159 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	3,242 sqft Living Area
Lot Size	25,607 sqft (0.588 acres)
Occupancy	Owner Occupied
Last Sale	$651,000 (2026)
Tax Bill	$4,072.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0500-00K-00200`
Alternative APNs	`241813050000K00200` `3390679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,242 sqft Living Area
Gross Area	3,988 sqft Gross Area
1st Floor	2,578 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	25,607 sqft (0.588 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	746 sqft Garage
Deck Area	Deck Area
Porch Area	727 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3390679
Street Address	5903 SPINNAKER LOOP
City	LADY LAKE
State	FL
Zip	32159-5919
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBOR HILLS UNIT 1 LOT 2 BLK K PB 30 PGS 13-27 ORB 3015 PG 489 ORB 4349 PG 449
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	HARBOR HILLS UNIT
Legal Tract	0500
Legal Block	K
Legal Lot Number	2
Jurisdiction	LAKE FL
Minor Civil Division	FRUITLAND PARK-LADY LAKE
Census Blockgroup	2
Census Block	2002
Census Tract	30410

Owner

Source: Lake County records · APN 13-18-24-0500-00K-00200

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13499 DORSTER ST, FISHERS, IN 46037-6413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Nov 22, 2005 · Amount on Record
Deed Doc Number	202636285
Deed Book / Page	6706 / 1929
Prior Transfer Date	Jun 03, 2013
Prior Transfer Doc	0043490449
Record Refreshed	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 25, 2026
Property Address	5903 SPINNAKER LOOP, LADY LAKE, FL 32159-5919
Document Number	0067061929
Book / Page	6706 / 1929
Map Reference	MB 30 PG 13-27
Instrument Date	Mar 23, 2026
Instrument	2026036285
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,557.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6050 LANDINGS BLVD, LADY LAKE, FL 32159-5938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	13499 DORSTER ST, FISHERS, IN 46037-6413

Mortgage

Document Number	0067061931
Date	Mar 25, 2026
Instrument	6706/1931

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Apr 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,900 (+2.9%)	$482,980 (-0.06%) Land $110,000 Building $372,980
2025		$288,540 (+5.98%) Land $110,000 Building $178,540	$483,277 (+3.23%) Land $110,000 Building $373,277
2024	$4,072.00 (+8.82%)
2023	$3,742.00 (+5.35%) Homeowner's exemption Disabled Person's exemption	$272,250 (+3%)	$468,164 (+18.63%) Land $110,000 Building $358,164
2022	$3,552.00 Homeowner's exemption Disabled Person's exemption	$264,320	$394,629 Land $68,200 Building $326,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.