5830 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 5830 Spinnaker Loop, Lady Lake, FL 32159 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	2,911 sqft Living Area
Lot Size	32,210 sqft (0.739 acres)
Occupancy	Owner Occupied
Last Sale	$67,000 (1994)
Tax Bill	$4,211.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0500-00F-01000`
Alternative APNs	`241813050000F01000` `3389956`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,911 sqft Living Area
Gross Area	3,559 sqft Gross Area
1st Floor	2,911 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2023
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	32,210 sqft (0.739 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	648 sqft Garage
Pool Area	184 sqft Pool
Deck Area	Deck Area
Porch Area	823 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3389956
Street Address	5830 SPINNAKER LOOP
City	LADY LAKE
State	FL
Zip	32159-5913
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBOR HILLS UNIT 1 LOT 10 BLK F PB 30 PGS 13-27 ORB 1314 PG 1720 ORB 3494 PG 1641 ORB 4504 PG 8
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	HARBOR HILLS UNIT
Legal Tract	0500
Legal Block	F
Legal Lot Number	10
Jurisdiction	LAKE FL
Minor Civil Division	FRUITLAND PARK-LADY LAKE
Census Blockgroup	2
Census Block	2000
Census Tract	30410

Owner

Source: Lake County records · APN 13-18-24-0500-00F-01000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 938, LADY LAKE, FL 32158-0938
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 1994 · Amount on Record
Deed Sale	Aug 25, 1994 · Amount on Record
Deed Book / Page	1314 / 1720
Last Transfer Date	Jul 08, 2014
Transfer Doc	0045040008
Record Refreshed	Jun 08, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	5830 SPINNAKER LOOP, LADY LAKE, FL 32159-5913
Document Number	0050050467
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5830 SPINNAKER LOOP LADY LAKE FL 321595913, LADY LAKE, FL 32159-5913

Mortgage

Document Number	0050050467
Date	Sep 28, 2017
Book Page	005005/000467
Instrument	103062

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	LEESBURG, FL 34748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2027

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,450 (+2.9%)	$498,378 (-) Land $110,000 Building $388,378
2025		$293,930 (+5.99%) Land $110,000 Building $183,930	$498,378 (+2.49%) Land $110,000 Building $388,378
2024	$4,211.00 (+8.59%)
2023	$3,878.00 (+6.92%) Homeowner's exemption	$277,330 (+3%)	$486,263 (+18.46%) Land $110,000 Building $376,263
2022	$3,627.00 Homeowner's exemption	$269,260	$410,486 Land $68,200 Building $342,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.