590 Waterloo Cir, Berwyn, PA 19312 Property Records

Chester County property record for 590 Waterloo Cir, Berwyn, PA 19312

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,896 sqft · built 2005
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Mar 2020)
Tax Bill	$1,771 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-2-203.4`

Property Details

APN / Parcel Number

Primary APN	`55-2-203.4`
Alternative APNs	`5502 02030400` `5502 020304`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,896 sqft Living Area
Gross Area	6,556 sqft
Basement Area	1,588 sqft
Finished Basement	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	14,400 sqft (0.331 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	590 WATERLOO CIR
City	BERWYN
State	PA
Zip	19312-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 & DWG
Legal Subdivision	PROPERTY/FRANK MCCLATCHY
Legal Lot Number	1
Jurisdiction	CHESTER PA
Township / Civil Division	EASTTOWN
Census Block Group	2
Census Block	2036
Census Tract	300201

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	590 WATERLOO CIR, BERWYN, PA 19312-3700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 27, 2020	Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Jun 3, 2019	Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	202011724413
Deed Book / Page	10128 / 22
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	590 WATERLOO CIR, BERWYN, PA 19312-3700
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111820855
Date	Mar 18, 2024
Book Page	11182/855
Instrument	12014403

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Mar 27, 2020
Property Address	590 WATERLOO CIR, BERWYN, PA 19312-3700
Document Number	0101280022
Book / Page	10128 / 22
Instrument Date	Jan 21, 2020
Instrument	11724413
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	590 WATERLOO CIR, BERWYN, PA 19312-3700

Mortgage

Document Number	0011724414
Date	Mar 27, 2020
Instrument	11724414

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jun 3, 2019
Property Address	590 WATERLOO CIR, BERWYN, PA 19312-3700
Document Number	0099330081
Book / Page	9933 / 0081
Instrument Date	May 18, 2019
Instrument	11668210
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	ASSOCIATES LAND TRANSFER CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	590 WATER 100 CIRCLE, BERWYN, PA 19312

Mortgage

Document Number	0011668212
Date	Jun 3, 2019
Instrument	11668212

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Easttown Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,771.00 (-89.37%)	$446,500 (-) Land $164,980 Building $281,520	$446,500 (-) Land $164,980 Building $281,520
2024	$16,654.00	$446,500 Land $164,980 Building $281,520
1998			$446,500 Land $164,980 Building $281,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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