583 Waterloo Cir, Berwyn, PA 19312 Property Records

Chester County property record for 583 Waterloo Cir, Berwyn, PA 19312

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,001 sqft · built 2005
Lot Size	0.371 acres (16,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,640,000 (Oct 2025)
Tax Bill	$2,156 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-2-203.8`

Property Details

APN / Parcel Number

Primary APN	`55-2-203.8`
Alternative APN	`5502 02030800`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,001 sqft Living Area
Gross Area	5,463 sqft
Basement Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	16,160 sqft (0.371 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	583 WATERLOO CIR
City	BERWYN
State	PA
Zip	19312-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 & DWG
Legal Subdivision	WATERLOO FARMS
Legal Lot Number	5
Jurisdiction	CHESTER PA
Township / Civil Division	EASTTOWN
Census Block Group	2
Census Block	2036
Census Tract	300201

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	583 WATERLOO CIR, BERWYN, PA 19312-3701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed, Transfer · Conventional Mortgage TD BANK NA
Mar 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICHOICE FCU
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICHOICE FCU
Mar 7, 2019	Deed of Trust, Mortgage AMERICHOICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Feb 13, 2006 · Amount on Record
Deed Document Number	202512090966
Deed Book / Page	11459 / 1980
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0104602246
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Oct 7, 2025
Property Address	583 WATERLOO CIR, BERWYN, PA 19312-3701
Document Number	0114591980
Book / Page	11459 / 1980
Instrument Date	Sep 26, 2025
Instrument	12090966
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 WATERLOO CIR, BERWYN, PA 19312-3701

Mortgage

Document Number	0012090967
Date	Oct 7, 2025
Instrument	12090967

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTER PA
Recording Date	Mar 1, 2021
Property Address	583 WATERLOO CIR, BERWYN, PA 19312-3701
Document Number	0104602246
Book / Page	10460 / 2246
Instrument Date	Feb 10, 2021
Instrument	11810810
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GERMANTOWN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 WATERLOO CIR, BERWYN, PA 19312-3701

Mortgage

Document Number	0011810811
Date	Mar 1, 2021
Instrument	11810811

Lender

Name	AMERICHOICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	583 WATERLOO CIR, BERWYN, PA 19312-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095451030
Date	May 22, 2017
Book Page	9545/1030
Instrument	11544324

Lender

Name	AMERICHOICE FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	583 WATERLOO CIR, BERWYN, PA 19312-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098901573
Date	Mar 7, 2019
Book Page	9890/1573
Instrument	11654885

Lender

Name	AMERICHOICE FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17050

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2034

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Easttown Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,156.00 (-89.8%)	$543,490 (-) Land $168,760 Building $374,730	$543,490 (-) Land $168,760 Building $374,730
2025	$21,142.00 (+4.3%)	$543,490 (-) Land $168,760 Building $374,730	$543,490 (-) Land $168,760 Building $374,730
2024	$20,271.00	$543,490 Land $168,760 Building $374,730
1998			$543,490 Land $168,760 Building $374,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Waterloo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures