584 Waterloo Cir, Berwyn, PA 19312 Property Records

Chester County property record for 584 Waterloo Cir, Berwyn, PA 19312

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,126 sqft · built 2005
Lot Size	0.381 acres (16,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,142,500 (Jan 2006)
Tax Bill	$2,051 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-2-203.7`

Property Details

APN / Parcel Number

Primary APN	`55-2-203.7`
Alternative APN	`5502 02030700`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,126 sqft Living Area
Gross Area	5,830 sqft
Basement Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	16,580 sqft (0.381 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	584 WATERLOO CIR
City	BERWYN
State	PA
Zip	19312-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 & DWG
Legal Subdivision	WATERLOO FARMS AMD PLAN
Legal Lot Number	4
Jurisdiction	CHESTER PA
Township / Civil Division	EASTTOWN
Census Block Group	2
Census Block	2036
Census Tract	300201

Owner

Source: Chester County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	584 WATERLOO CIR, BERWYN, PA 19312-3700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2006 · Amount on Record
Deed Sale	Jan 10, 2006 · Amount on Record
Deed Document Number	200610613526
Deed Book / Page	6734 / 1829
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	Jun 4, 2026
Property Address	584 WATERLOO CIR, BERWYN, PA 19312-3700
Document Number	0012125834
Book / Page	11591 / 2308
Instrument Date	May 21, 2026
Instrument	202612125834
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 WATERLOO CIR, BERWYN, PA 19312-3700

Mortgage

Document Number	0012125834,
Date	Jun 4, 2026
Book Page	11591/2308
Instrument	202612125834

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	584 WATERLOO CIR, BERWYN, PA 19312-3700
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105862056
Date	Jun 25, 2021
Book Page	10586/2056
Instrument	11845249

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	584 WATERLOO CIR, BERWYN, PA 19312-3700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096511481
Date	Nov 16, 2017
Book Page	9651/1481
Instrument	11577955

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Easttown Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,051.00 (-89.36%)	$517,000 (-) Land $169,660 Building $347,340	$517,000 (-) Land $169,660 Building $347,340
2024	$19,283.00	$517,000 Land $169,660 Building $347,340
1998			$517,000 Land $169,660 Building $347,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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