590 SW Ruby Ct, McMinnville, OR 97128 Property Records

Yamhill County property record for 590 SW Ruby Ct, McMinnville, OR 97128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,927 sqft · built 1991
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Dec 2024)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R4420CC 00306`

Property Details

APN / Parcel Number

Primary APN	`R4420CC 00306`
Alternative APNs	`001469549` `469549`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,927 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	1,927 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.286 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	590 SW RUBY CT
City	MCMINNVILLE
State	OR
Zip	97128-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 - BLOCK 1 IN HANAUER ADDITION
Legal Range	04W
Legal Township	04S
Legal Section	20
Legal Subdivision	HANAUER ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	YAMHILL OR
Township / Civil Division	MCMINNVILLE
Census Block Group	4
Census Block	4008
Census Tract	30702

Owner

590 SW Ruby Ct is owned and occupied by an individual who bought it in December 2024.

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	590 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 15, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jan 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Apr 22, 2014 · Amount on File
Deed Document Number	202411128
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000000791
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	590 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 SW RUBY CT, MCMINNVILLE, OR 97128-5683

Mortgage

Document Number	0000023068
Date	Nov 24, 2021
Instrument	202123068

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	590 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000394
Date	Jan 10, 2020
Instrument	202000394

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	590 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018579
Date	Oct 19, 2020
Instrument	202018579

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YAMHILL OR
Recording Date	Nov 15, 2018
Property Address	590 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Document Number	0000016182
Instrument Date	Nov 9, 2018
Instrument	16182
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 SW RUBY CT MCMINNVILLE OR 971285683, MCMINNVILLE, OR 97128-5683

Mortgage

Document Number	16183
Date	Nov 15, 2018
Instrument	16183

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAMHILL OR
Recording Date	Jan 17, 2017
Property Address	590 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Document Number	0000000791
Instrument Date	Jan 17, 2017
Instrument	791
Transaction Type	Transfer
Record Updated	Jan 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	590 SW RUBY CT MCMINNVILLE OR 971285683, MCMINNVILLE, OR 97128-5683

Tax Assessment & Valuation

The 2025 property tax bill for 590 SW Ruby Ct was $5,056, up 13.5% from the year before.

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	McMinnville City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,056.00 (+13.52%)	$283,942 (-1.05%)	$527,774 (-5.65%) Land $185,006 Building $342,768
2024	$4,454.00 (+5.92%)	$286,947 (+3%)	$559,399 (-8.03%) Land $170,550 Building $388,849
2023	$4,205.00 (+5.92%)	$278,589 (+3%)	$608,270 (+7.85%) Land $166,972 Building $441,298
2022	$3,970.00	$270,475	$563,995 Land $164,772 Building $399,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 SW Ruby Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 SW Ruby Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCMINNVILLE WATER & LIGHT serves 34,515 people · EPA ID OR4100497
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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