570 SW Ruby Ct, McMinnville, OR 97128 Property Records

Yamhill County property record for 570 SW Ruby Ct, McMinnville, OR 97128

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 1990
Lot Size	0.26 acres (11,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2021)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R4420CC 00305`

Property Details

APN / Parcel Number

Primary APN	`R4420CC 00305`
Alternative APNs	`001469530` `469530`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,540 sqft
2nd Floor Area	432 sqft
Flooring	Carpet
Security Alarm	Security Alarm
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,339 sqft (0.26 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	570 SW RUBY CT
City	MCMINNVILLE
State	OR
Zip	97128-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 & W 20 OF P-8776 - BLOCK 1 IN HANAUER ADDITION
Legal Range	04W
Legal Township	04S
Legal Section	20
Legal Subdivision	HANAUER ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	YAMHILL OR
Township / Civil Division	MCMINNVILLE
Census Block Group	4
Census Block	4008
Census Tract	30702

Owner

Source: Yamhill County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5501 RALSTON ST, 106, VENTURA, CA 93003-6087
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage LADERA LENDING INC
Aug 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	202118067
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0000016284
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Sep 3, 2021
Property Address	570 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Document Number	0000018067
Instrument Date	Aug 26, 2021
Instrument	202118067
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5501 RALSTON ST UNIT 106, 106, VENTURA, CA 93003-6087

Mortgage

Document Number	0000018068
Date	Sep 3, 2021
Instrument	202118068

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAMHILL OR
Recording Date	Aug 6, 2021
Property Address	570 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Document Number	0000016284
Instrument Date	Feb 10, 2021
Instrument	202116284
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	570 SW RUBY CT, MCMINNVILLE, OR 97128-5683

Mortgage

Document Number	0000016214
Date	Aug 6, 2021
Instrument	202116214

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAMHILL OR
Recording Date	Aug 6, 2021
Property Address	570 SW RUBY CT, MCMINNVILLE, OR 97128-5683
Document Number	0000016283
Instrument Date	Feb 10, 2021
Instrument	202116283
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	McMinnville City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,050.00 (+5.51%)	$339,810 (+3%)	$529,138 (-7.04%) Land $191,975 Building $337,163
2024	$5,734.00 (+5.93%)	$329,913 (+3%)	$569,191 (-8.77%) Land $177,353 Building $391,838
2023	$5,413.00 (+5.56%)	$320,304 (+3%)	$623,927 (+8.86%) Land $173,625 Building $450,302
2022	$5,128.00	$310,975	$573,144 Land $170,825 Building $402,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCMINNVILLE WATER & LIGHT serves 34,515 people · EPA ID OR4100497
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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