Yamhill County property record for 520 SW Ruby Ct, McMinnville, OR 97128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,593 sqft · built 1990 |
| Lot Size | 0.216 acres (9,426 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,900 (Nov 2004) |
| Tax Bill | $4,573 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R4420CC 00303 |
| Primary APN | R4420CC 00303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| Gross Area | 2,073 sqft |
| 1st Floor Area | 1,593 sqft |
| Flooring | Carpet |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,426 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 520 SW RUBY CT |
|---|---|
| City | MCMINNVILLE |
| State | OR |
| Zip | 97128-5683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | TOWNSHIP 4S RANGE 4W SECTION 20 QTR C QQTR C TAXLOT 00303 LOT 2 BLOCK 1 SUBDIVISIONNAME HANAUER ADDITION |
| Legal Range | 04W |
| Legal Township | 04S |
| Legal Section | 20 |
| Legal Subdivision | HANAUER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | YAMHILL OR |
| Township / Civil Division | MCMINNVILLE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 30702 |
Source: Yamhill County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 SW RUBY CT, MCMINNVILLE, OR 97128-5683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2004 · Amount on Record |
| Deed Sale | Nov 10, 2004 · Amount on Record |
| Deed Document Number | 200422941 |
| Last Transfer Date | Nov 12, 2004 |
| Transfer Doc | 0000023096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAMHILL OR |
| Property Address | 520 SW RUBY CT, MCMINNVILLE, OR 97128-5683 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021247 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 202021247 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Yamhill County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Yamhill County |
| Municipality | McMinnville City |
| Unified School District | McMinnville School District 40 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,573.00 (+5.51%) | $256,848 (+3%) | $394,132 (-4.98%) Land $178,940 Building $215,192 |
| 2024 | $4,334.00 (+5.91%) | $249,367 (+3%) | $414,798 (-7.58%) Land $164,710 Building $250,088 |
| 2023 | $4,092.00 (+5.57%) | $242,104 (+3%) | $448,822 (+7.89%) Land $161,414 Building $287,408 |
| 2022 | $3,876.00 | $235,052 | $415,996 Land $159,214 Building $256,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCMINNVILLE WATER & LIGHT serves 34,515 people · EPA ID OR4100497 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless · Fiber in parts of the area | 200 / 20 |
May also be available: T-Mobile.
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