Scott County property record for 590 Craig Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,665 sqft · built 1998 |
| Lot Size | 5 acres (218,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Nov 2022) |
| Tax Bill | $5,210 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-10-012.000 |
| Primary APN | 087-10-012.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,665 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 2,665 sqft |
| Unfinished Basement | 2,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 218,105 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 590 CRAIG LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUINNLAND ESTATES |
| Legal Subdivision | QUINNLAND ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 40601 |
590 Craig Ln is owned and occupied by two individuals who bought it in November 2022.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 590 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Nov 14, 2022 | Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF THE SOUTH INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Deed Document Number | 2022461992 |
| Deed Book / Page | 438 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 590 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 590 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1879/144 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | M1879/144 |
| Instrument | 570342 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 14, 2022 |
| Property Address | 590 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Document Number | 00D438/397 |
| Book / Page | D438 / 397 |
| Map Reference | SL 1697 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 461992 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 CRAIG LN, 590, GEORGETOWN, KY 40324-9475 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 590 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Investor | Possibly a Property Investor |
| Document Number | 0000461993 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 461993 |
| Name | FIRST STATE BANK OF THE SOUTH INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.75% |
The 2025 property tax bill for 590 Craig Ln was $5,210.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,000 (-) | $585,000 (-) | |
| 2025 | $5,210.00 | $585,000 | $585,000 |
| 2023 | $5,304.00 | $585,000 Land $125,000 Building $460,000 | $585,000 Land $125,000 Building $460,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 590 Craig Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 590 Craig Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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