Scott County property record for 535 Craig Ln, Georgetown, KY 40324
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 2,208 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (May 2019) |
| Tax Bill | $4,702 (2025) |
| Deeds & Mortgages | Oct 2020 Construction Loan Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-10-004.000 |
| Primary APN | 087-10-004.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 217,800 sqft (5 acres) |
| Street Address | 535 CRAIG LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9475 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | COUNTY RES |
| Legal Subdivision | MINOR SUBDIVISION MILLER PROPERTY |
| Legal Tract | 1A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 40601 |
535 Craig Ln, residential vacant land, is owned and occupied by two individuals who bought it in May 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 535 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES EXCHANGE BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Deed Document Number | 2019400470 |
| Deed Book / Page | 405 / 680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 535 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1550/326 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | M1550/326 |
| Instrument | 423158 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 385 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 535 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1630/794 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | M1630/794 |
| Instrument | 440737 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 535 Craig Ln was $4,702.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,000 (+0.95%) | $533,000 (+0.95%) | |
| 2025 | $4,702.00 | $528,000 | $528,000 |
| 2023 | $4,751.00 | $524,000 Land $145,000 Building $379,000 | $524,000 Land $145,000 Building $379,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 Craig Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 Craig Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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