Scott County property record for 528 Craig Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,859 sqft · built 1997 |
| Lot Size | 5 acres (218,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $734,000 (Oct 2023) |
| Tax Bill | $6,537 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-10-009.000 |
| Primary APN | 087-10-009.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,859 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Basement Area | 2,859 sqft |
| Unfinished Basement | 2,859 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 218,105 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 528 CRAIG LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUINNLAND ESTATES |
| Legal Subdivision | QUINNLAND ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 40601 |
528 Craig Ln is owned and occupied by two individuals who bought it in October 2023.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Oct 19, 2023 | Survivorship Deed, Transfer · VA Mortgage FIFTH THIRD BANK NA |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Sep 10, 2018 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on File |
| Deed Sale | Oct 19, 2023 · Amount on File |
| Deed Document Number | 2023485612 |
| Deed Book / Page | 445 / 259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 3, 2026 |
| Property Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Document Number | 0000588647 |
| Book / Page | 1900 / 871 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026588647 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Document Number | 0000588647, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1900/871 |
| Instrument | 2026588647 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 19, 2023 |
| Property Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Document Number | 00D445/259 |
| Book / Page | D445 / 259 |
| Map Reference | SL 1697 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 485612 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $734.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 W MAIN ST, GEORGETOWN, KY 40324-1360 |
| Name | Verified Name |
|---|---|
| Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Document Number | 0000485613 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 485613 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | M1321/535 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | M1321/535 |
| Instrument | 364792 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1567/339 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | M1567/339 |
| Instrument | 425793 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 528 CRAIG LN, GEORGETOWN, KY 40324-9475 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | M1410/116 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | M1410/116 |
| Instrument | 391835 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 528 Craig Ln was $6,537.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,000 (-) | $734,000 (-) | |
| 2025 | $6,537.00 | $734,000 | $734,000 |
| 2023 | $4,435.00 (+13.11%) | $489,200 (+8.23%) Land $125,000 Building $364,200 | $489,200 (+8.23%) Land $125,000 Building $364,200 |
| 2022 | $3,921.00 | $452,000 Land $125,000 Building $327,000 | $452,000 Land $125,000 Building $327,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Craig Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Craig Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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